For 2026, the USDA loan ceiling in Belle-Fourche, situated in the county of Butte, SD, is set at $285,000. The FHA loan limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, identifying necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in the selection of the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to facilitate access to the optimum USDA or FHA loan quickly and with minimal hassle. Choose from three starting avenues leading to matched lenders and tailored USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan facilitated by the Department of Agriculture. It's exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
Lendersa® offers advanced mortgage tools to evaluate loan limits, ensuring borrowers select the most suitable loan strategy for their financial ambitions within Butte. Plan your application smoothly with thorough insights.
Enter your location to find out if it qualifies for USDA rural housing loan?
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