FHA Vs. USDA loan program for Yankton, Yankton County, South Dakota

For the year 2025, the USDA loan ceiling in Yankton, county of Yankton, SD, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. This tool helps you assess the required income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs to aid you in selecting the most suitable option for your financial needs in .

Explore USDA and FHA Loan Choices in Yankton, SD

The aim of Lendersa® is to secure the best USDA or FHA loans quickly and effortlessly. Opt for one of three starting pathways that align you with the appropriate lenders and suitable USDA loan solutions.

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Understanding USDA Loans in SD

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This loan is intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not demand any down payment.

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(202) 628-0288 Lender's profile and map Reviews Agriculture Federal Credit Union 1000 Jefferson Drive SW, Room B 10, Washington, DC, 20560 AgFed began in 1934, in Washington, DC and now serves individuals nationwide. Providing the highest quality of service is our top priority. We offer market leading mortgages, auto loans, credit cards, checking, and a wide range of other accounts with our members' interests always in mind
(202) 318-1991 Lender's profile and map Reviews EP Federal Credit Union 13th & C Streets SW, Room 215A, Washington, DC, 20228 The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
(443) 865-3121 Lender's profile and map Reviews All Capital Solutions LLC 40 Raisin Tree Circle, Pikesville, MD, 20208 We are a leading direct residential mortgage broker in Maryland. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rate. With over 15 years in the business and $400 Million in closed loans, we have the experience to help
(800) 232-6643 Lender's profile and map Reviews Fannie Mae 1100 15th Street NW, Washington, DC, 20005 Fannie Mae serves the people who house America. We are a leading source of financing for mortgage lenders, providing access to affordable mortgage financing in all markets at all times. Our financing makes sustainable homeownership and workforce rental housing a reality for millions of Americans. We also help make possible the popular 30-year, fixe
(570) 628-2400 Lender's profile and map Reviews CACL Federal Credit Union 1800 West Market Street, Pottsville, PA, 17901 The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.
(800) 955-9622 Lender's profile and map Reviews National Cooperative Bank 2011 Crystal Drive, Suite 800, Arlington, VA, 22202 National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
(800) 336-0284 Lender's profile and map Reviews Signature Federal Credit Union 12 Herbert St, Alexandria, VA, 22305 Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.
(202) 806-6128 Lender's profile and map Reviews Howard University Employees Federal Credit Union 525 Bryant Street NW, Room C-102, Washington, DC, 20059 Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
(984) 260-0884 Lender's profile and map Reviews Classic Carolina Realty 5842 Fayetteville Road, Suite 113, Durham, NC, 27713 Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
(252) 565-0268 Lender's profile and map Reviews RTP Mortgage, LLC 245 NC-54, Suite 205, Durham, NC, 27713 RTP MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Durham, NC. Specializing in residential home purchases, investments, and refinancing. We are licensed mortgage professionals. We act as your Loan Officer, but we have the freedom to work with multiple different lenders.
(229) 868-5656 Lender's profile and map Reviews The Merchants & Citizens Bank 6 College Street, Mc Rae Helena, GA, 31055 Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
(301) 802-0997 Lender's profile and map Reviews Gateway Mortgage Solutions 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866 We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.