For the year 2025, the USDA loan ceiling in Yankton, county of Yankton, SD, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. This tool helps you assess the required income, credit score, reserves, and documentation needed for eligibility. Our comprehensive mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs to aid you in selecting the most suitable option for your financial needs in
Contrast loan offerings from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to secure the best USDA or FHA loans quickly and effortlessly. Opt for one of three starting pathways that align you with the appropriate lenders and suitable USDA loan solutions.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This loan is intended for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not demand any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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