For 2025, the USDA loan ceiling in Vermillion, within the county of Clay, SD, is established at $336,500. Meanwhile, the FHA limit for a single-family property is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today. This tool allows you to understand the income, credit, reserves, and necessary documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, providing clarity on which option suits your financial needs in the best.
2025 Loan Limits and Downpayment Details in Vermillion, County of Clay, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Vermillion, SD
Lendersa® is dedicated to quickly helping you secure the best USDA or FHA loans without complications. Choose from three starting points designed to match borrowers with compatible lenders and USDA loan solutions.
The USDA home loan, which is guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA mortgage loans require no down payment at all.
Leverage Lendersa®'s advanced mortgage tools to delve into loan limits and down payments, ensuring you choose the strategy best suited for achieving your financial targets in Clay with ease and efficiency, paving the way for a fluent application journey.
Our processors take care of your loans, so that you can focus on getting more business. You can trust in us that we’ll make each of your borrowers feel comfortable throughout the whole loan process. Our pristine communication starts with the Initial Disclosures and goes through the closing process.
1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
14502 North Dale Mabry Highway, Suite 200, Tampa, FL, 33618
Home Mortgage Lenders, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.
14502 N Dale Mabry Hwy, Suite 132, Tampa, FL, 33618
Welcome to Onboard 1 Mortgage, where we specialize in residential mortgages. At Onboard 1 Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
14497 North Dale Mabry HWY. Suite 201N, Tampa, FL, 33618
"EMM Loans LLC provides home loan products and services that support sustainable homeownership.
EMM Loans LLC is committed to:
● Competitive Pricing, Products and Programs
● Open Communication and Teamwork
● Supporting our Employees’ Professional Growth etc..
"
"Established in 2004, Innovative Mortgage Services, Inc. has provided service throughout the southeastern United States.
Innovative is a licensed lender in Florida, Tennessee, and Alabama.
Innovative Mortgage Loan Originators are known as “Innovators” because of their opportunity to efficiently"
EMM Loans LLC, you will find a supportive, engaging lender who cares about providing excellent service to our customers and teammates alike. Our company’s highest priority is to emphasize showing our appreciation for hard work. Our culture creates an atmosphere of client trust, where employees can truly enjoy coming to work every day.
First Security Mortgage Services, Inc. has been helping home buyers in the State of Florida. First Security Mortgage Services, Inc. handles origination of residential mortgages along with refinancing and second mortgages. First Security Mortgage Services, Inc. is versed in all types of residential financing
