FHA Vs. USDA loan program for Dakota-Dunes, Union County, South Dakota

In 2025, the USDA loan limit in Dakota-Dunes, situated in Union county, SD, is $285,000, while the FHA limit for a single-family dwelling is $356,362.

Use Lendersa® USDA loan calculator to compare the top rates currently available for USDA versus FHA loans. This tool helps you identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial situation in .

USDA and FHA Loan Opportunities in Dakota-Dunes, SD

Lendersa® is committed to providing you with the best USDA or FHA loan options quickly and with ease. Choose from three initial starting points that link you to matching lenders and USDA programs.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in SD

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Specifically available in rural areas, these loans require no down payment, in contrast to FHA loans that mandate a minimum down payment of 3.5%.

Lendersa®'s advanced mortgage comparison tools enable you to effectively assess loan options, ensuring you can make informed choices about the best strategies in Union. Prepare for a streamlined application process.

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(850) 227-1156 Lender's profile and map Reviews Emerald Coast Federal Credit Union 502 Woodward Avenue, Port Saint Joe, FL, 32456 The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
(315) 272-2500 Lender's profile and map Reviews Adirondack Bank 185 Genesee Street, Utica, NY, 13501 Adirondack Bank, we value putting a face to a name. That’s why for over a century we’ve personally dedicated ourselves to delivering trusted, full-service community banking to the families and businesses of Upstate New York. Adirondack Bank consistently provides cutting edge banking, standing as an eight-time recipient of the Small Business Lender
(410) 272-5000 Lender's profile and map Reviews Harford Bank 8 West Bel Air Avenue, Aberdeen, MD, 21001 Harford Bank is an independent, locally owned & managed, full-service bank, responsive to the needs of our customers & our community. We are committed to delivering a superior customer experience, providing fulfilling careers, & a competitive return to our shareholders. Harford Bank was chartered as a national banking association on April 27, 1964.
(410) 417-5665 Lender's profile and map Reviews Credence Funding Corporation 1200 Technology Drive, Suite A, Aberdeen, MD, 21001 Credence Funding Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(800) 225-2555 Lender's profile and map Reviews APG Federal Credit Union PO Box 1176, Aberdeen, MD, 21001 "APGFCU’s roots go back to 1938 when a group of local pioneers decided to address the savings and borrowing needs of the military families at the Aberdeen Proving Grounds. Now, with the ability to help all those who live, work, worship, volunteer or go to school in Harford and Cecil counties, as well as parts of Middle River, Maryland"
(509) 328-2900 Lender's profile and map Reviews Canopy Credit Union PO Box 2519, Spokane, WA, 99220 At Canopy Credit Union we know you have ﬁnancial dreams. Your dream may be to purchase your ﬁrst home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
(509) 340-5300 Lender's profile and map Reviews Northwest Farm Credit Services 2001 South Flint Road, Spokane, WA, 99220 We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
(800) 788-4578 Lender's profile and map Reviews Washington Trust Bank 717 W. Sprague, Spokane, WA, 99201 Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest
(509) 458-2265 Lender's profile and map Reviews Wheatland Bank 222 N Wall St, Suite 100, Spokane, WA, 99201 Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.
(509) 710-2227 Lender's profile and map Reviews Jack Tenold LLC 203 N Washington, Suite 200, Spokane, WA, 99201 Jack Tenold will put his 26 years of experience to work for your benefit & he considers it a privilege to work with senior homeowners & their families. Getting information or applying for a reverse mortgage does not have to be an ordeal. It is easy to apply in person or over the phone. You can trust that Jack will always put your interests first.
(866) 511-1824 Lender's profile and map Reviews Shout Mortgage LLC 546 N Jefferson Ln, Suite 304, Spokane, WA, 99201 After the market collapse of 2008 we, like everyone else, saw that the mortgage industry was broken. Reform was slow and we realized the only way to change anything was to start from the inside. So we set out to build a company that not only helped consumers obtain a mortgage but educated them on the process.
(509) 747-1300 Lender's profile and map Reviews Chimney Rock Mortgage 1320 N Atlantic St, Suite B, Spokane, WA, 99201 Chimney Rock Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Chimney Rock Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years, that proven dedication and trust has given our branches.