USDA and FHA Pro and Con in Dakota-Dunes, Union County, SD

In 2025, the USDA loan limit in Dakota-Dunes, situated in Union county, SD, is $285,000, while the FHA limit for a single-family dwelling is $356,362.

Use Lendersa® USDA loan calculator to compare the top rates currently available for USDA versus FHA loans. This tool helps you identify the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Downpayment Information in Dakota-Dunes, Union, SD

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Dakota-Dunes, SD

Lendersa® is committed to providing you with the best USDA or FHA loan options quickly and with ease. Choose from three initial starting points that link you to matching lenders and USDA programs.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in SD

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Specifically available in rural areas, these loans require no down payment, in contrast to FHA loans that mandate a minimum down payment of 3.5%.

Lendersa®'s advanced mortgage comparison tools enable you to effectively assess loan options, ensuring you can make informed choices about the best strategies in Union. Prepare for a streamlined application process.

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  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
  • JEFFERSON STATE MORTGAGE
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  • JEFFERSON STATE MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
  • Accredited Brokers
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  • As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry.
  • Acurus Home Loans
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  • At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
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  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
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  • Stone Funding Group
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  • Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.
  • Benefit Mortgage Inc
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  • Cape Coral Mortgage
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  • Jack Belles- Reverse Mortgage
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  • American Mortgage Solutions Inc
  • 3046 Del Prado Blvd S, Suite 1-B, Cape Coral, FL, 33904
  • American Mortgage Solutions (AMS), your mortgage broker in Cape Coral FL and Louisville KY. We are proudly licensed in Kentucky, Florida, Indiana, Colorado, and Tennessee, where we have been financing homebuyers’ and homeowners’ dreams for more than 20 years. Moving our clients from application to closing is a process that we take pride in.