USDA and FHA Pro and Con in North-Sioux-City, Union County, SD
In 2025, the USDA loan limit for North-Sioux-City, located in Union, SD, is $285,000. For a single-family home, the FHA limit is $356,362.
The Lendersa® USDA loan calculator lets you compare today's most favorable USDA and FHA rates, evaluating required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, helping you determine which program best suits your financial scenario in .
2025 Loan Limits and Downpayment Requirements in North-Sioux-City, Union, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in North-Sioux-City, SD
Lendersa® is focused on securing the best USDA or FHA loans for you quickly and without hassle. Select from three entry points that connect you with suitable lenders and USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available solely in rural areas, these loans do not require a down payment, unlike FHA loans that need at least a 3.5% down payment.
Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
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"At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!
FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
At Salal, we believe small actions can lead to great impact. We were founded in 1948 by a group of nine healthcare workers who pooled together $45 to start a credit union. Today we have 50, 000+ members in 18 states. Staying true to our roots, we’ve never stopped finding innovative ways to serve underserved communities and promote a healthier
14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.
We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
1930 6th Avenue South, Suite 104, Seattle, WA, 98134
Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
With over 30 years experience in all aspects of both wholesale brokering and correspondent banking, we give you access to top of the line service and vast resources to assist in qualifying and structuring your deals from the start. Ours is a team philosophy built on trust and long term relationships.
