In 2026, the USDA loan limit for North-Sioux-City, located in Union, SD, is $285,000. For a single-family home, the FHA limit is $356,362.
The Lendersa® USDA loan calculator lets you compare today's most favorable USDA and FHA rates, evaluating required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA options side by side, helping you determine which program best suits your financial scenario in .
2026 Loan Limits and Downpayment Requirements in North-Sioux-City, Union, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in North-Sioux-City, SD
Lendersa® is focused on securing the best USDA or FHA loans for you quickly and without hassle. Select from three entry points that connect you with suitable lenders and USDA loan programs.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. Available solely in rural areas, these loans do not require a down payment, unlike FHA loans that need at least a 3.5% down payment.
North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community Credit Union is member-owned by people like you. we offered our members confidential credit and systematic savings plans.
Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934.
To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996.
In 2009, work began on the construction of a brand new building
Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.
The Mission of Nebraska State Bank & Trust Company is to provide strategic growth for our customers, our communities & our employees by supporting economic success through sound financial principles. Since 1917, our integrity and passion have enabled us to offer innovative products, deliver superior service & make local decisions for our customers.
Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
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Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
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Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
