USDA Vs. FHA Pro and Con comparison in Alcoa, Blount County, TN
In the year 2025, within Alcoa in Blount county, TN, the USDA loan limit is noted as $336,500, whereas the FHA cap is $472,030 for single-family homes.
Utilize Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the ideal program for your financial needs in .
2025 Loan Caps and Down Payment Details in Alcoa, Blount, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Alcoa, TN
Lendersa® aims to provide you with the best USDA or FHA loan experience, swiftly and without stress. Start with one of three initial steps to connect with lenders that offer relevant USDA loan programs.
A USDA home loan, endorsed by the government's Department of Agriculture, also known as USDA rural development loan or mortgage, is available strictly in rural areas. Unlike FHA loans, which necessitate at least 3.5% down, USDA loans require zero down payment.
Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
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We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. In a financial services world so recently tarnished by misinformation and even outright fraud we strive to continue to be your reliable source for accurate financial information and trustworthy account services.