USDA Vs. FHA your options comparison in Maryville, Blount County, TN

For 2025, the USDA loan limit in {CITY}}, within {COUNTY}}, {STATE}} is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap is {DETAILS_LOAN_LIMIT_FHA1}} for a single-family property.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. Understand required income, credit, reserves, and documents for eligibility. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to find the ideal program for your financial needs in Alabama.

Explore loan offers from 100 lenders

{CURRENT_YEAR}} Loan Limits and Down Payment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Choices in {CITY}}, {STATE}}

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and smoothly. Choose from three pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in {STATE}}

A USDA home loan, backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • K Hovnanian American Mortgage
  • 90 Matawan Rd, Matawan, NJ, 07747
  • Hovnanian Enterprises, Inc., founded in 1959 by Kevork S. Hovnanian, is headquartered in Red Bank, New Jersey. The Company is one of the nation’s largest homebuilders with operations in Arizona, California, Delaware, Florida, Georgia, Illinois, Maryland, New Jersey, Ohio, Pennsylvania, South Carolina, Texas, Virginia, etc..
  • Mulberry Street Mortgage
  • 19 North Water Street, Liberty, MO, 64068
  • Mulberry Street Mortgage, a dedicated professional will thoroughly evaluate your financial needs to help you qualify for a low rate mortgage that works within your budget. Our goal is to get you the most favorable rate possible while working to answer your questions, and make the application process a simple and smooth transition
  • Midwest Capital Mortgage, Inc.
  • 1201 Landmark Ave, Suite 3, Liberty, MO, 64068
  • At Midwest Capital Mortgage, Inc. We are a full-service mortgage company based in Liberty, Missouri. We specialize in mortgages in Liberty, Kansas City, Overland Park, and Lenexa. We also serve the surrounding cities in Clay County, Platte County, Johnson County, and Jackson County.
  • Kansas City Credit Union
  • 5110 Ararat Drive, Kansas City, MO, 64129
  • We are growing and are currently looking to fill positions to help us expand our business focused team. To see what jobs are currently available and to join the KCCU family click the following link: http://www.kccu.net/careers.html Kansas City Credit Union began more than 75 years ago, in 1940, serving the employees of Kansas City, MO
  • First Option Bank
  • 502 Market Street, La Cygne, KS, 66040
  • In 1923, First Option Bank (fka First National Bank) opened for business in Osawatomie, Kansas. We continue to be a locally-owned bank today and over the decades have expanded to the communities of LaCygne, Louisburg, Paola and Spring Hill. business in Osawatomie, Kansas. We continue to be a locally-owned bank today.
  • READYCAP LENDING, LLC
  • 200 Connell Drive, Suite 4000, Berkeley Heights, NJ, 07922
  • Ready Capital is a multi-strategy real estate finance company that originates, acquires, finances and services small- to medium-sized balance commercial loans.We specialize in loans backed by commercial real estate, including agency multifamily, investor and bridge as well as SBA 7(a) business loans. Headquartered in New York City.
  • Kearney Trust Company
  • 310 West 92 Highway, Kearney, MO, 64060
  • Kearney Trust Company commit to consistently strive to uphold integrity, trust and exemplary service. We promise to engage in a continuous pursuit in the creation of an atmosphere in which the company can prosper and profit while serving the needs of the community and customers. Our first location was on the southwest corner of Washington.
  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.