USDA Vs. FHA Pro and Con comparison in Maryville, Blount County, TN

For 2025, the USDA loan limit in {CITY}}, within {COUNTY}}, {STATE}} is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA cap is {DETAILS_LOAN_LIMIT_FHA1}} for a single-family property.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today. Understand required income, credit, reserves, and documents for eligibility. Our advanced calculator lets you compare USDA, FHA, Conforming, and VA loans side by side to find the ideal program for your financial needs in Alabama.

Explore loan offers from 100 lenders

{CURRENT_YEAR}} Loan Limits and Down Payment Requirements in {CITY}}, {COUNTY}}, {STATE}}

Loan Type Loan Limit Down Payment
USDA {DETAILS_LOAN_LIMIT_USDA_1_4}} 0%
FHA {DETAILS_LOAN_LIMIT_FHA1}} 3.5%
Conventional Conforming {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} 3%

USDA and FHA Loan Choices in {CITY}}, {STATE}}

Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and smoothly. Choose from three pathways leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in {STATE}}

A USDA home loan, backed by the U.S. Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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