In 2026, the USDA loan cap for Louisville in Blount County, TN, is $336,500. The FHA limit for a single-family home is $472,030.
Use Lendersa®'s USDA loan calculator to assess today's USDA and FHA best rates, identifying the income, credit, reserves, and documents necessary to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to obtaining the best USDA or FHA loan for you swiftly and without hassle. Select one of three paths to connect with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and commonly known as a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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