USDA Vs. FHA Pro and Con comparison in Eagleton-Village, Blount County, TN

In the year 2026, the USDA loan limit in Eagleton-Village, within Blount County of TN, is set at $285,000, whereas the FHA loan ceiling for a single-family property is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and contrast the current best rates for USDA and FHA loans. This will help you evaluate the requirements for income, credit, reserves, and necessary documents for eligibility. With the advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan is most suited to your financial situation, especially in .

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2026 Loan Limits and Downpayment Requirements in Eagleton-Village, Blount County, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Eagleton-Village, TN

The objective of Lendersa® is to promptly and effortlessly ensure you receive the best USDA or FHA loan. Choose from one of three starting options allowing you to connect with lenders and explore USDA loan programs effectively.

Lendersa USDA loan application and matching outcomes

What Defines a USDA Loan in TN?

A USDA home loan is a government-guaranteed mortgage by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment at all, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eagleton-Village Lenders

  • CBBC Bank
  • 330 E. Broadway, Maryville, TN, 37804
  • Lends in Tennessee
  • CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.

  • Vanderbilt Mortgage and Finance, Inc.
  • 500 Alcoa Trail, Maryville, TN, 37804
  • Lends in Tennessee
  • Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.

  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • Lends in Tennessee
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.

  • ETMA FCU
  • 1828 Airbase Road, Louisville, TN, 37777
  • Lends in Tennessee
  • At East Tennessee Military Association Federal Credit Union (ETMA FCU), we understand and greatly value the service that you have undertaken for our country. It has impacted you and your entire family. From your spouse to your parents and siblings, your service to our great country has impacted all of us.

  • Mountain Commerce Bank
  • 6101 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee.

    By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.

  • Apex Bank
  • 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919
  • Lends in Tennessee
  • Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.

  • The Frazier Company
  • 5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919
  • Lends in Tennessee
  • "Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States.

    The Frazier Company is located in Knoxville, TN, United States"

  • Browning Capital and Investment Corporation DBA Summit South Mortgage
  • 6000 Walden Drive, Suite 101, Knoxville, TN, 37919
  • Lends in Tennessee
  • Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.

  • Simple Mortgage Solutions LLC
  • 6906 Kingston Pike, Knoxville, TN, 37919
  • Lends in Tennessee
  • Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.