USDA Vs. FHA your options comparison in Seymour, Sevier County, TN
For 2026, in Seymour located in Sevier county, TN, the USDA loan limit is $336,500, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to make comparisons between today's most competitive USDA and FHA rates. Discover the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, see the USDA, FHA, Conforming, and VA options side-by-side, helping you to decide which program is best suited for your financial needs in .
2026 Loan Limits and Down Payment Needs in Seymour, Sevier County, TN
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Seymour, TN
Lendersa® aims to provide you the best USDA or FHA loan available quickly and easily. Choose from three different starting points that help connect you with relevant lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and known as the USDA rural development loan or USDA mortgage, is limited to rural areas. Contrary to FHA loans that necessitate a minimum down payment of 3.5%, USDA loans require no down payment at all, making them an appealing option for eligible participants.
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Lends in Tennessee
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
200 Forks of the River Pkwy, Sevierville, TN, 37862
Lends in Tennessee
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
Lends in Tennessee
SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.
A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards
620 Market Street, Suite 100, Knoxville, TN, 37902
Lends in Tennessee
21st Insurance Agency we care about your future. Over the last 20 years our agents have been helping people like you gain peace of mind. Our knowledgeable agents take the time to consult with you on your personal or business insurance needs. We want you to count on us for quality service. Contact one of our experienced agents
