USDA Vs. FHA your options comparison in Centerville, Hickman County, TN

In 2026, the USDA loan limit for Centerville in Hickman County, TN, is $427,800, while the FHA limit for a single-family residence is $472,030.

Make use of the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates, identifying the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side views of USDA, FHA, Conforming, and VA loans to assist you in deciding which program in is optimal for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Centerville, Hickman County, TN

Loan Type Loan Limit Down Payment
USDA $427,800 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Centerville, TN

Lendersa® aims to provide the best possible USDA or FHA loan with speed and ease. Start with one of three options, leading to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Differing from FHA loans, which require at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Midwest Minnesota Community Development Corporation
  • 119 Graystone Plaza, Suite 100, Detroit Lakes, MN, 56501
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  • Principle Mortgage Group, Inc.
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  • Principle Mortgage Group, Inc. is a wholesale Mortgage Broker committed to providing our clients with great customer service combined with great rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced mortgage professionals

  • Mortgage Services, Inc
  • 193 Grand Street, Waterbury, CT, 06702
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"

  • Pioneer Bank
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  • Members Financial FCU
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  • Heritage USA Federal Credit Union
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  • Community Resource Federal Credit Union
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    Our mission is to improve the lives of our members and the community by providing access to affordable

  • Sunmark Credit Union
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  • Maple Tree Funding
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