USDA Vs. FHA your options comparison in Hohenwald, Lewis County, TN

In the year 2026, the USDA loan threshold for Hohenwald, situated in the county of Lewis, TN, is $336,500, while the FHA limit for a single-family property is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the premier USDA rates against FHA rates today and figure out the income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, making it easier to determine the best program in for your unique financial position.

Compare offers from over 100 lenders

2026 Limits and Down Payment Needs for Loans in Hohenwald, County of Lewis, TN

Loan Category Maximum Loan Required Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices for Hohenwald, TN

The mission of Lendersa® is to provide you with the most appropriate USDA or FHA loan quickly and conveniently. Choose from three initiation paths that link you with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in TN

USDA home loans, backed by the U.S. Department of Agriculture, also called USDA rural development loans or USDA mortgages, are limited to rural zones. Unlike FHA loans, which require a down payment minimum of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • 212 Loans LLC
  • 909 NE Loop 410, Suite 100, San Antonio, TX, 78209
  • 212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.

  • The First National Bank of Ballinger
  • 911 Hutchings, Ballinger, TX, 76821
  • A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.

  • Jersey Shore Federal Credit Union
  • 1434 New Road, Northfield, NJ, 08225
  • We were built on the "People Helping People"​ philosophy and that remains true today. Our mission is to provide quality services to meet the financial needs of our members. We are committed to serving our members'​ needs both today and in the future. Jersey Shore Federal Credit Union is a member-owned, not-for-profit financial cooperative.

  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • Smart Choice Mortgage
  • 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
  • Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.

  • Integrity Home Lending LLC
  • 54 Pine Glen Road, Langhorne, PA, 19047
  • INTEGRITY HOME LENDING IS A MORTGAGE COMPANY OFFERING A MULTITUDE OF MORTGAGE PRODUCTS, SPECIALIZING IN FINDING THE BEST FINANCIAL SOLUTION FOR ITS CUSTOMERS. OUR TEAM PROVIDES WELL OVER 20 YEARS OF EXPERIENCE IN THE MORTGAGE INDUSTRY.
    WORKING WITH NUMEROUS LENDERS ALLOWS US TO OFFER A VARIETY OF PRODUCTS AND COMPETITIVE RATES.