For 2026, the USDA loan limit in Clarksville, within the county of Montgomery, TN, is $336,500. Meanwhile, the FHA loan ceiling for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the program best suited to your financial situation in .
Details of 2026 Loan Limits and Downpayment Requirements in Clarksville, County of Montgomery, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clarksville, TN
The goal of Lendersa® is to deliver the best USDA or FHA loans quickly and without hassle. Choose from three starting paths that match you with appropriate lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. These loans are exclusively available in rural neighborhoods and differ from FHA loans, which require at least a 3.5% down payment, as USDA loans do not require any down payment.
By using Lendersa®'s advanced tools, you can effectively analyze your options and ensure that your choices align with your financial ambitions in Montgomery, streamlining your application process.
F&M Bank is a dynamic regional bank located in middle Tennessee ... and is one of the top independent banks in the state! F&M Bank operates full-service banking offices in Clarksville, Springfield, Greenbrier, Dover, Bumpus Mills, Lebanon, Mt. Juliet, White House, Murfreesboro, Hendersonville and Cookeville.
Legends Bank was founded in 1998 in Clarksville, Tennessee. Today, our footprint has grown, allowing us to serve two of the five largest cities in the state and four Tennessee counties; Montgomery County, Williamson County and Davidson County.
Legends is a community bank that’s bolstered by an extraordinary team made up of experienced lenders
At Cumberland Bank & Trust, we realize that our customers are the reason we are here to serve our community. Like our President & CEO, Ron Sleigh says, “Cumberland Bank & Trust is a true ‘community bank.’ All five of our offices are located in Clarksville and Montgomery County. We pride ourselves on personalized customer relationships,
120 Center Pointe Dr, Suite 4, Clarksville, TN, 37040
Lends in Tennessee
The Castle Rock Mortgage, LLC Team is your premier mortgage team located in Clarksville, Tennessee. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tennessee area.
As a not-for-profit financial cooperative, Fortera’s focus will always be on serving people, not shareholder profit. Simply put, we value members over numbers. Our approachable, casual nature lacks the stuffiness of traditional banking. We have a reputation for finding a way to help people achieve their goals in the face of financial obstacles.
Aniya Equity is a community-focused real estate investment company located in Clarksville, Tennessee that wants to pay you cash for your home. With years of experience, we set out to help our neighbors by stimulating local development, empowering residents and property owners and aid up-and-coming communities throughout Tennessee and Kentucky.
329 Warfield Blvd, Suite A, Clarksville, TN, 37043
Lends in Tennessee
Legacy Mortgage is committed to providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal homebuying situation is unique, therefore we offer a tremendous variety of products tailored to meet your specific goals. Our top priority is to simplify the process
Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
