USDA Vs. FHA Pro and Con comparison in Clarksville, Montgomery County, TN

For 2025, the USDA loan limit in Clarksville, within the county of Montgomery, TN, is $336,500. Meanwhile, the FHA loan ceiling for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's competitive USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the program best suited to your financial situation in .

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Details of 2025 Loan Limits and Downpayment Requirements in Clarksville, County of Montgomery, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarksville, TN

The goal of Lendersa® is to deliver the best USDA or FHA loans quickly and without hassle. Choose from three starting paths that match you with appropriate lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in TN

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. These loans are exclusively available in rural neighborhoods and differ from FHA loans, which require at least a 3.5% down payment, as USDA loans do not require any down payment.

By using Lendersa®'s advanced tools, you can effectively analyze your options and ensure that your choices align with your financial ambitions in Montgomery, streamlining your application process.

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  • Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
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  • 8152 Painter Avenue, Suite 200, Whittier, CA, 90602
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Amerifund Corporation & Realty
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  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
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