USDA Vs. FHA Pro and Con comparison in Dandridge, Jefferson County, TN

For 2025, the USDA loan ceiling in Dandridge, located in Jefferson County, TN, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to analyze today's prime USDA versus FHA rates and determine necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best fit for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Dandridge, Jefferson County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Potential USDA and FHA Loan Options in Dandridge, TN

The aim of Lendersa® is to efficiently secure the most suitable USDA or FHA loan for you, hassle-free. Start with any of the three pathways to align with appropriate lenders and USDA programs.

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What is a USDA Loan in TN?

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA loan demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lendexa Mortgage LLC
  • 227 W 4th Street, Office 123, Charlotte, NC, 28202
  • Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
  • LVL Funding Group, LLC
  • 200 East 5th Street, Suite 1200, Charlotte, NC, 28202
  • LVL, we are proud to serve our clients, partners, & lenders. We are Commercial Mortgage Consultants focused on providing the best financing solutions for each deal and every client. As Banks make it increasingly difficult for borrowers to get the financing they need, we are here to own that process for our clients.
  • Pantheon Capital Advisors
  • 525 N Tryon St, Charlotte, NC, 28202
  • Pantheon was created in 2012 based on an identified need and opportunity to unite investors wanting a higher rate of return on secured investments with proven, successful entrepreneurs who needed capital to fund their real estate and business expansion projects. Pantheon is a boutique firm that is all about relationships.
  • Emory Funding
  • PO Box 77533, Charlotte, NC, 28271
  • "Emory Funding is the Premiere Hard Money Loan Solution lender. Emory Funding is owned by Ben Joffs and MeKell Joffs. They use their personal funds and work with a close group of lenders to finance all types of real estate projects: residential, commercial, rehab, construction."
  • Gateway Financial Group
  • 8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
  • At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union. At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard
  • American Platinum Lending Corporation
  • 4229 First Avenue, Suite A-3, Tucker, GA, 30084
  • American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442. The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.
  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.