USDA and FHA Pro and Con in Pigeon-Forge, Sevier County, TN

In 2025, the USDA loan limit for Pigeon-Forge in Sevier county, TN, is $285,000, while the FHA cap for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to weigh today's competitive USDA against FHA rates. It aids in determining necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA products side by side, enabling you to choose the best program for your eventual financial outlook in .

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2025 Loan Limits and Downpayment Requirements in Pigeon-Forge, Sevier, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Pigeon-Forge, TN

Lendersa® aims to quickly secure the most advantageous USDA or FHA loan for you without any hassle. Begin with one of three potential routes that will lead you to matching lenders and USDA loan programs.

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Understanding USDA Loans in TN

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is intended for rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, enhancing their appeal to rural home purchasers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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