USDA Vs. FHA your options comparison in Newport, Cocke County, TN
In 2026, the USDA loan ceiling in Newport, located within the county of Cocke, TN, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's top USDA versus FHA rates. Determine the required income, creditworthiness, reserves, and documents to qualify. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in that aligns with your unique financial needs.
2026 Loan Ceilings & Down Payment Needs in Newport, Cocke county, TN
Loan Category
Maximum Loan Value
Initial Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Newport, TN
Lendersa® is dedicated to facilitating the acquisition of the best USDA or FHA loan, ensuring efficiency and minimal hassle. Select one of three initial paths that will connect you with compatible lenders and available USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture—and also known as the USDA rural development loan or USDA mortgage—is exclusively available for rural districts. In stark contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage comes with zero down payment requirements, making it an accessible option for eligible borrowers.
Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.
First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
The Lowland Credit Union began operation on June 12, 1953 at the Lowland site of the American Enka Company located in Lowland, Tennessee. Active employees of that site were eligible to join. Some years later, the field of membership was expanded to include retired employees and family relations of members.
2645 W Andrew Johnson Hwy, Suite B, Morristown, TN, 37814
Lends in Tennessee
The Colonial Loan lending team is uniquely positioned to offer local decisions within 24 hours of application. Each lender is experienced and passionate about helping consumers with less than perfect credit secure personal loans.We consider each loan application individually and decisions are not made solely on credit scores.
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
Lends in Tennessee
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
Lends in Tennessee
SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
