USDA and FHA Pro and Con in Newport, Cocke County, TN
In 2025, the USDA loan ceiling in Newport, located within the county of Cocke, TN, is $336,500, while the FHA cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan calculator for a comprehensive comparison of today's top USDA versus FHA rates. Determine the required income, creditworthiness, reserves, and documents to qualify. With our state-of-the-art mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the most suitable program in that aligns with your unique financial needs.
2025 Loan Ceilings & Down Payment Needs in Newport, Cocke county, TN
Loan Category
Maximum Loan Value
Initial Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Newport, TN
Lendersa® is dedicated to facilitating the acquisition of the best USDA or FHA loan, ensuring efficiency and minimal hassle. Select one of three initial paths that will connect you with compatible lenders and available USDA loan options.
The USDA home loan, endorsed by the U.S. Department of Agriculture—and also known as the USDA rural development loan or USDA mortgage—is exclusively available for rural districts. In stark contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage comes with zero down payment requirements, making it an accessible option for eligible borrowers.
Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home.
We combine old fashioned values with current technology to give you the service you deserve"
The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership.
Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
Bayou City Federal Credit Union has been open since 1980. The credit union has assets totaling $29.56 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
United Savers Trust Credit Union was organized in April 1952, to provide competitive savings and loan programs to employees of Crutcher Resources.
Today membership is open to corporations, associations and organizations within a ten mile radius of the Credit Union. Family members of USTCU members may also join the Credit Union
Since 1951, TFCU has offered its members a variety of low-cost, quality financial services. Originally chartered for the Transco Gas Pipeline employees (now owned by The Williams Companies, Inc.), TFCU now serves not only its original employee group but also a number of other entities in the city of Houston
