USDA and FHA Pro and Con in Sevierville, Sevier County, TN
In 2026, the USDA loan cap for Sevierville in Sevier, TN, is $336,500, whereas the FHA cap for a single-family house is $472,030.
Utilize Lendersa®'s USDA loan calculator to assess the leading USDA versus FHA rates today, determining the income, credit, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator contrasts USDA, FHA, Conforming, and VA options, aiding you in choosing the best program for your financial situation in Alabama.
2026 Loan Limits and Downpayment Requirements in Sevierville, Sevier, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Sevierville, TN
Lendersa® is dedicated to securing you the most suitable USDA or FHA loan quickly and efficiently. Choose from three starting points that align you with compatible lenders and USDA loan options.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is intended for rural areas exclusively. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Lends in Tennessee
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
200 Forks of the River Pkwy, Sevierville, TN, 37862
Lends in Tennessee
The mission of Citizens National Bank is to provide a positive & distinctive banking environment by exceeding Our Clients' expectations with every interaction; serving Our Communities with an unwavering commitment, economically or otherwise, as a proud corporate citizen; ensuring Our People have the opportunity to grow personally & professionally.
2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
Lends in Tennessee
SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
CBBC Bank is to make our LOCAL community a better place to live and work. This is accomplished by employing highly skilled and motivated team members with personal integrity and strong core values. Our commitment is to anticipate and exceed expectations in providing the best possible banking solutions.
Vanderbilt Mortgage and Finance, Inc., a national housing lender, specializes in the financing of new modular and manufactured homes. VMF was established in 1974 and currently services over 200,000 loans. Our strength as an organization is rooted in the quality of our people and products.
Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.
New South Credit Union is unique and distinct from any bank. Unlike banks that are in business to make profit, New South is a not-for-profit institution organized to promote thrift and provide credit to members. Yes, we offer savings and checking accounts, loans, and many other financial services that banks offer.
TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.
