USDA and FHA Pro and Con in Lawrenceburg, Lawrence County, TN

In the year 2025, the USDA loan limit set for Lawrenceburg, in Lawrence county, TN, is $336,500, while the FHA limit reaches $472,030 for a single-family residence.

Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Evaluate the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Lawrenceburg, Lawrence County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lawrenceburg, TN

Lendersa® aims to provide the optimal USDA or FHA loan efficiently and without difficulty. Choose from three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no down payment, making them quite accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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