USDA VS FHA in Lawrenceburg, Lawrence County, TN

In the year 2026, the USDA loan limit set for Lawrenceburg, in Lawrence county, TN, is $336,500, while the FHA limit reaches $472,030 for a single-family residence.

Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Evaluate the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program in for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Lawrenceburg, Lawrence County, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lawrenceburg, TN

Lendersa® aims to provide the optimal USDA or FHA loan efficiently and without difficulty. Choose from three options to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no down payment, making them quite accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MBN Services Corp, Inc
  • 1901 Sarah Dr, Olney, IL, 62450
  • With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!

  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.

  • The First National Bank of Manchester
  • 120 Town Square, Manchester, KY, 40962
  • The Comptroller of the Currency gave a charter to The First National Bank of Manchester on February 5, 1905. The first president was Civil War veteran Dr. I.S. Manning. In addition to his medical practice, he was a merchant, civic leader and superintendent of Clay County schools. He was one of Clay County's wealthiest citizens.

  • Newport Federal Bank
  • 170 West Broadway, Newport, TN, 37821
  • Since 1934 we have been a hometown bank with your needs as our number one priority. That is why we offer a wide variety of products and friendly, reliable service-all in three convenient locations. From checking accounts to savings, loans, and investment opportunities, we offer the latest in financial services.

  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.

    Our mission stands tall and clear:
    to promote the success.

  • Flora Savings Bank
  • 128 West Second Street, Flora, IL, 62839
  • Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.

  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.

  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.

  • Citizens Bank
  • 655 St. Louis Street, Batesville, AR, 72501
  • Citizens Bank now exceeds assets of $1.1 billion and remains headquartered in Batesville, AR. Citizens Bank is a financial services organization committed to meeting the needs of the communities it serves. Our progressive community Banking model focuses on the delivery of exceptional customer service while employing advanced technology.

  • White County FCU
  • 508 W Beebe Capps Expy, Searcy, AR, 72143
  • In 1958, White County Government Employees Credit Union was formed under a state charter. This allowed our field of membership to be open to state & government employees in White County. The U.S. Post Office was instrumental in this formation.

    On May 15, 1958, minutes of the first board meeting reflected ten members were approved for membershi

  • Strategic Mortgage, LLC
  • 1327 Broadway St, Henryville, IN, 47126
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.