As of 2025, the USDA loan ceiling in Gatlinburg, located in the county of Sevier, TN, stands at $336,500, while the FHA cap for a single-family home is $472,030.
Consider using the Lendersa® USDA loan calculator to evaluate today's top USDA rates against FHA rates, and ascertain the required income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most suitable option for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Gatlinburg, County of Sevier, TN
Type of Loan
Maximum Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Gatlinburg, TN
The aim of Lendersa® is to procure the most advantageous USDA or FHA loan for you promptly and with ease. Choose from three initiation paths that lead to matching lenders with USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is strictly available in rural locales. Differing from FHA loans, which require at least a 3.5% down payment, USDA mortgages demand no down payment at all.
NeighborWorks® Columbus strives to promote and provide access to fit and affordable housing and build assets for financial independence for all citizens of low to moderate income. NeighborWorks® Columbus is a customer-focused enterprise offering unique programs and services that empower our customers to achieve their dreams.
Traditions First Bank was developed on the premise that a locally owned bank would better serve the area by preserving the banking principles of yesterday, while also providing progressive financial opportunities for the banking customers of today. Every single customer is important to us
Highlands Community Bank (HCB) was established in 2002 by a group of local investors who determined there was a need for a community bank in the Alleghany Highlands. The belief was that a community bank could better serve the local residents and businesses and better contribute the local economy.
Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.
4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
C & A Mortgage Services of Florence Inc, in business since 1991, is a true Mortgage Broker firm and gladly accepts that identity because of the large amount of flexibility we are offered by the various national wholesale lenders we choose to do business with. The company is solely owned and operated since it's inception.
Planters Bank is a growing community bank with 12 offices in Western Kentucky & Clarksville, Tennessee. Headquartered in Hopkinsville, KY, Planters is a full-service bank with a wide array of both consumer & commercial lending and deposit services. A tradition of excellence in customer service is the reason you can Expect Great Things.
United Southern Bank offers a range of banking services to meet today’s financial needs, from Personal Checking and Savings Accounts to Individual Retirement Accounts (IRAs) to Mortgage Loans with competitive rates. We also offer an array of business services including Commercial Checking, Business Savings Accounts
Dreamfield Lending is a veteran-owned mortgage broker located in Hopkinsville, KY and serving the surrounding areas. We have several years experience in our office helping families navigate through the mortgage loan process and pride ourselves on creating a good experience with a tailored mortgage loan based on the individual's needs.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
