USDA Loan Vs. FHA loan pro & con for Savannah, Hardin County, TN

In 2025, USDA loan limit in Savannah, county of Hardin, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Savannah, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(972) 299-3661 523 miles Lender's profile and map Reviews Mortgage On A Mission 701 Commerce Street, Suite 609, Dallas, TX, 75202 Ben Strube A Texas native, he started his own company, Mortgage On A Mission, In 2020. Mortgage brokerage firm serving Texas home buyers with a variety of lender partners, offering FHA, Conventional, VA, USDA, Jumbo, and Down Payment Assistance loan programs. We believe people deserve honest advice, not sales quotas that put lenders first.
(903) 322-4256 523 miles Lender's profile and map Reviews Citizens State Bank 1330 W. Commerce Street, Buffalo, TX, 75831 Established in 1925, Citizens State Bank serves individuals and businesses in Leon, Freestone, Limestone, Madison, Robertson, Houston, Anderson, Bosque, McLennan, Ellis, Johnson, Hill, Navarro, and Falls counties. Citizens State Bank presently offers products to make banking easier and more convenient for its customers.
(903) 322-2265 523 miles Lender's profile and map Reviews Community National Bank and Trust of Texas 906 North Buffalo Avenue, Buffalo, TX, 75831 Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
(214) 413-5588 523 miles Lender's profile and map Reviews LibertyOne Credit Union 1100 Commerce Street, Suite 615, Dallas, TX, 75242 LibertyOne Credit Union was chartered in 1935 by the State of Texas as Government Employees Credit Union of Dallas and served all U.S. Government employees. We changed our name in 1968 to Dallas Treasury Credit Union to reflect the fact that we began serving only Treasury Department employees. In 2001,
(214) 941-8222 523 miles Lender's profile and map Reviews Second Finance, Lc 4484 South Marsalis Avenue, Dallas, TX, 75216 Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
(214) 371-5611 524 miles Lender's profile and map Reviews Dallas U.P. Employees Credit Union 8150 South Central Expressway, Suite A, Dallas, TX, 75241 The Dallas U.P. Employees Credit Union charter was applied for on April 13, 1953 by ten men of the Southern Pacific Railroad. The state credit union department approved the application on May 20, 1953 and the Dallas S.P. Employees Credit Union was created. The ten men put up $5.00 per share each to fund the credit union. The ten original founders o
(972) 243-7775 524 miles Lender's profile and map Reviews One World Bank 2449 Walnut Hill Lane, Dallas, TX, 75229 Since the first day One World Bank opened its doors it began with one mission and that is to provide personal and customized financial services to our customers. We are committed to making your banking experience an enjoyable one. It is my sincere and personal commitment that you will enjoy banking with us and enjoy working with our staff.
(469) 877-2264 524 miles Lender's profile and map Reviews HSC Financial Services LLC 11536 Harry Hines Boulevard, Suite 215, Dallas, TX, 75229 HSC Financial Services was founded in 2015 as a financial planning firm, serving both individuals and small-business owners. Since then, it has been licensed to operate an insurance agency and registered investment advisor (RIA). While clients remain free to implement their financial.
(919) 577-2200 524 miles Lender's profile and map Reviews Blue Sky Mortgage Services of Nc 330 Raleigh Street, Unit 2, Holly Springs, NC, 27540 Blue Sky Mortgage Services of N.C, Inc. is a purposely small mortgage broker company dedicated to providing personalized service for each and every one of our clients. Our company is a full service broker providing a wide variety of loan products from a large base of wholesale lenders.
(919) 614-4063 524 miles Lender's profile and map Reviews Sunset Lake Mortgage Inc. 1100 Holly Springs Road, Suite 203, Holly Springs, NC, 27540 Sunset Lake Mortgage is a mortgage broker serving the Raleigh-Durham area and entire state of North Carolina with a small boutique type service experience. Steve’s success has resulted from a combination of his customer service excellence and consistently offering mortgage solutions that save his client’s money due to low margins and overhead.
(281) 942-0596 524 miles Lender's profile and map Reviews BRM Mortgage Services 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006 At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.