USDA VS FHA in Stamford, Jones County, TX

In 2026, the USDA loan limit in Stamford, county of Jones, TX stands at $285,000, whereas, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator gives a side-by-side view of USDA, FHA, Conforming, and VA loans to help you choose the optimal program in for your individual financial situation.

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2026 Loan Limits and Downpayment Needs in Stamford, Jones County, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Stamford, TX

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, eliminating unnecessary hassle. Choose one of three paths that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. While FHA loans demand a 3.5% down payment minimum, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Plus Mortgage
  • 15800 Pines Blvd, Suite 329, Pembroke Pines, FL, 33027
  • A Plus Mortgage Full service mortgage company based in Pembroke Pines, Florida. We specialize in first time home buyers and FHA 203k mortgage loans. We can help save money with a new lower monthly payment or help you realize your dream of home ownership! FHA 203k mortgage loans. We can help save

  • Aria Mortgage Solutions LLC
  • 3350 SW 148th Avenue, Suite 110, Miramar, FL, 33027
  • ARIA Mortgage Solutions. We are a full-service mortgage company based in Miramar, FL. We specialize in Various residential loans. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • Worldwide Mortgage Lending Group Inc
  • 3350 SW 148 AVE, Suite 204, Miramar, FL, 33027
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • South Florida Quality Mortgage Corp.
  • 12781 Miramar Pkwy. Ste# 303, Miramar, FL, 33027
  • "A hard equity loan is an asset-based loan financing through which a borrower receives funds secured by real property. Hard money loans are issued by private investors or companies.

    As a hard equity lender, we understand better your business needs, and are able to provide more flexible solutions for your specific circumstances"

  • Mint Mortgage
  • 3601 SW 160th Ave Suite 320, Hollywood, FL, 33027
  • Mint Mortgage is a division of Point Mortgage. We are based in Miramar, FL, and serve clients in the greater Miami and Fort Lauderdale areas. We are licensed to work across the state of Florida and offer a range of loan programs to choose from. Solutions to help reduce closing cost and find lowest rate available.

  • EZ Funding Group, Inc.
  • 3350 SW 148th Ave, Suite 228, Miramar, FL, 33027
  • EZ Funding Group, Inc. was established in 2000 by Jaime Charouf as the President/CEO of the company and from its inception EZ Funding Group, Inc., has made the commitment to provide clients in the state of Florida with the highest quality service and with the combination of diverse residential and commercial mortgages.

  • Approved Mortgage Solutions Corp
  • 7101 W Commercial Blvd, Suite 4E, Tamarac, FL, 33319
  • Our agents will make sure to contact you as soon as possible to help you with your need. Servicing the South Florida region in sales, purchases, relocating, rentals, luxury homes, and commercial properties. Carl Carey is Licensed Real Estate Broker of Approved Realty Solutions Inc. Quality Real Estate, with people you can trust!

  • Fourpath Mortgage
  • 4808 W Commercial Blvd., Spring Hill, FL, 33319
  • Fourpath Mortgage is led by a team who has been in the industry for over 20 years. As a mortgage firm, we offer a variety of mortgage products, from FHA to Jumbo loans.

    From our headquarters in Florida, we strive to meet the needs of our clients. We are financing neighborhoods and helping build communities.

  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.

  • Ambassador Mortgage
  • 301 West Atlantic Avenue, Suite 0-5, Delray Beach, FL, 33444
  • At Ambassador Financial Services Inc. We are a full-service mortgage company based in Delray Beach, Florida. We specialize in First time home buyer, FHA and Jumbo Loans in Delray Beach. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in zip code 33444