USDA and FHA Pro and Con in Scissors, Hidalgo County, TX

In 2026, the USDA loan limit for Scissors, Hidalgo county, TX is $336,500, and the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates, as well as assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in suits your financial scenario best.

Review loan opportunities from 100 lenders

2026 Loan Thresholds & Downpayment Details in Scissors, Hidalgo, TX

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Choices in Scissors, TX

Lendersa® aims to offer you the best USDA or FHA loans efficiently. Choose from three starting options that align you with lenders and USDA loan plans.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

A USDA home loan, or USDA rural development mortgage, is supported by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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