USDA and FHA Pro and Con in Scissors, Hidalgo County, TX
In 2026, the USDA loan limit for Scissors, Hidalgo county, TX is $336,500, and the FHA limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates, as well as assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding your decision on which program in suits your financial scenario best.
2026 Loan Thresholds & Downpayment Details in Scissors, Hidalgo, TX
Loan Type
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Choices in Scissors, TX
Lendersa® aims to offer you the best USDA or FHA loans efficiently. Choose from three starting options that align you with lenders and USDA loan plans.
A USDA home loan, or USDA rural development mortgage, is supported by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan needs no down payment.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
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