USDA Vs. FHA Pro and Con comparison in North-Alamo, Hidalgo County, TX

For 2025, the USDA loan limit in North-Alamo, Hidalgo, TX is $285,000, while the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to assess today's premium USDA versus FHA rates, identifying the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs in a side-by-side format, helping you determine the optimal choice for your financial scenario in .

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2025 Loan Limits & Downpayment Requirements in North-Alamo, Hidalgo, TX

Loan Type Maximum Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in North-Alamo, TX

Lendersa® aims to secure for you the swiftest and most convenient USDA or FHA loan experience. Choose from three starting options to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TX?

A USDA home loan, supported by the government Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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