For the year 2026, the USDA loan limit in Donna, located in Hidalgo, TX, is $336,500. At the same time, the FHA limit for a single-family residence is $472,030.
To assess current USDA versus FHA optimal rates, employ the Lendersa® USDA loan calculator. It will also help you discover the income, credit score, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial scenario.
2026 Loan Limits and Down Payment Requirements in Donna, Hidalgo, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Financing Options in Donna, TX
The goal of Lendersa® is to smoothly facilitate access to the best USDA or FHA loans expediently. Begin with any of the three approaches to connect with matching lenders and relevant USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered only in rural communities. While FHA loans mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Cayetano is a privately held real estate company focused on the development of affordable single-family communities. It is Headquartered in Austin, Texas. Cayetano has been involved in the real estate development, mortgage origination and mortgage servicing business in Texas for over 30 years.
In 1956 P-SJ-A Federal Credit Union was formed to provide a savings and loan program to employees of the Pharr-San Juan-Alamo Independent School District. In 1994 we changed our name to NAFT (Neighbors and Families Together) Federal Credit Union and opened our field of membership to better serve low-income designated areas.
At Highway District 21 Federal Credit Union, we are committed to providing you with the highest-quality financial services possible. It is our goal to encourage thriftiness, impose the value of savings, and spread the wise use of credit among our qualifying members. Whether you apply for a vehicle loan, our credit union is here to serve you.
Holiday Finance Corporation (HFC) offers personal loans of up to $1340 Receive immediate attention when you apply online for an installment loan from Holiday Finance Corporation in South Texas. We offer unsecured personal loans—a lending alternative that’s easy and convenient for borrowers.
La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
We are a group of individuals that are uniquely different, we share a common goal and the like-minded belief that we can change the face of real estate through knowledge, experience, hard work, technology, honesty, integrity and by and giving back to our community. We are NOT centered around a presentation or sales pitch
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
"WallStreet Wholesale Lender LLC is designed to help borrowers with their Mortgage Loan. Our platform allows borrowers to obtain wholesale rates in a retail market. Our Loan Officer are Licensed and educated. We obtain the best loan officers in Texas. Our requirements are for our Loan Officers to be educated, resourceful."
