USDA VS FHA in Donna, Hidalgo County, TX

For the year 2025, the USDA loan limit in Donna, located in Hidalgo, TX, is $336,500. At the same time, the FHA limit for a single-family residence is $472,030.

To assess current USDA versus FHA optimal rates, employ the Lendersa® USDA loan calculator. It will also help you discover the income, credit score, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial scenario.

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2025 Loan Limits and Down Payment Requirements in Donna, Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Financing Options in Donna, TX

The goal of Lendersa® is to smoothly facilitate access to the best USDA or FHA loans expediently. Begin with any of the three approaches to connect with matching lenders and relevant USDA loan programs.

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Understanding the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered only in rural communities. While FHA loans mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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