USDA VS FHA in Donna, Hidalgo County, TX

For the year 2026, the USDA loan limit in Donna, located in Hidalgo, TX, is $336,500. At the same time, the FHA limit for a single-family residence is $472,030.

To assess current USDA versus FHA optimal rates, employ the Lendersa® USDA loan calculator. It will also help you discover the income, credit score, reserves, and documentation needed to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Donna, Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Financing Options in Donna, TX

The goal of Lendersa® is to smoothly facilitate access to the best USDA or FHA loans expediently. Begin with any of the three approaches to connect with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is offered only in rural communities. While FHA loans mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 51 E Campbell Avenue, Suite 110, Campbell, CA, 95008
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    Established in 2004, Bayview works with over 150 agents, 90 of whom are endorsed as Mortgage Loan Officers."

  • Diversified Loan Services, Inc.
  • 257 E Campbell Ave #3, Campbell, CA, 95008
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  • Kal Financial
  • 2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
  • Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.

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  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.

  • Morgan Real Estate & Financial, Inc
  • 2051 Junction Ave, Suite 237, San Jose, CA, 95131
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  • Landmark Real Estate & Financial Inc.
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  • We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.