USDA Vs. FHA your options comparison in Midway-North, Hidalgo County, TX

In 2026, the USDA loan limit in Midway-North, Hidalgo county, TX is $285,000. For a single-family home, the FHA limit stands at $356,362.

By using the Lendersa® USDA loan calculator, you can compare today's optimal USDA versus FHA rates, and assess the required income, credit, reserves, and documents for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Midway-North, Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Midway-North, TX

The mission of Lendersa® is to help you secure the most suitable USDA or FHA loan quickly and easily. Select from three starting points to connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in TX

A USDA home loan is backed by the government's Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, and is designed for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Marblehead Bank
  • 709 West Main Street, Marblehead, OH, 43440
  • In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.

    The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio

  • Valley Ag Federal Credit Union
  • 1141 Cummings Rd, Santa Paula, CA, 93060
  • Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.

  • Triple C Mortgage Inc.
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  • Shelby State Bank
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  • Finding options
  • 777 S. F street, Oxnard, CA, 93030
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  • Arbor One Mortgage Group
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  • Ijara Community Development Corporation
  • 2531 Jackson Ave, Suite 331, Ann Arbor, MI, 48103
  • Ijara Community Development Corp is a Michigan non-profit dedicated to educate and help the Muslim community avoid Riba/ Interest. Our goal is to be your source for Islamic Finance solutions. Whether you are looking for an Islamic loan for your home or business, we have a competitive solution that will meet your needs.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
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  • CBC Federal Credit Union
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