USDA Vs. FHA your options comparison in Midway-North, Hidalgo County, TX

In 2025, the USDA loan limit in Midway-North, Hidalgo county, TX is $285,000. For a single-family home, the FHA limit stands at $356,362.

By using the Lendersa® USDA loan calculator, you can compare today's optimal USDA versus FHA rates, and assess the required income, credit, reserves, and documents for eligibility. This advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Midway-North, Hidalgo, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Midway-North, TX

The mission of Lendersa® is to help you secure the most suitable USDA or FHA loan quickly and easily. Select from three starting points to connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in TX

A USDA home loan is backed by the government's Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, and is designed for rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Savings and Loan Association, F.A.
  • 210 E Second Street, Norborne, MO, 64668
  • Home Savings & Loan Association of Carroll County is a federally chartered savings association that has been serving our community since 1919. We pride ourselves in offering friendly personalized service to our customers. We offer a variety of services including real estate loans, auto loans, certificates of deposit, IRA’s, checking accounts.
  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
  • Bank of Franklin County
  • 900 East Eighth Street, Washington, MO, 63090
  • At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
  • Champions Mortgage, LLC
  • 10575 68th Ave Suite C2., Seminole, FL, 33772
  • "The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry. We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
  • Liberty Funding
  • 2000 Mallory Lane, Suite 130, Franklin, TN, 37067
  • Liberty Funding is a commercial finance company specializing in commercial real estate loans. We offer refinance, purchase and construction funding both nationally and internationally. Liberty Funding provides a solid foundation of mortgage solutions for commercial properties nationwide.
  • Wesley Mortgage
  • 9009 Carothers Pkwy, Suite A-3, Franklin, TN, 37067
  • Wesley opened its doors with a simple goal in mind: getting good people into good homes. It sounded simple enough, but it’s been a long road to get here, and our team has moved mountains to bring this dream to life. Wesley Mortgage is your local mortgage company based right here in Franklin, Tennessee.
  • Patriot Mortgage Group Inc
  • 3401 Mallory Lane, Suite 209, Franklin, TN, 37067
  • We’re a group of mortgage professionals that got tired of working at large lenders and seeing them take advantage of their customer’s trust. That’s why we left, took our years of experience, and decided to create Patriot Mortgage Group.We are a mortgage broker. Mortgage brokers don’t work directly for any lender.
  • FirstBank Mortgage
  • 341 Cool Springs Blvd, Suite 100, Franklin, TN, 37067
  • FirstBank Mortgage, our core purpose is to help other people get to a better place. That better place may be the fulfillment that comes by helping to pay for their kid’s college tuition, helping with medical bills of a family member, or going on that vacation that they used to think was impossible