USDA Vs. FHA your options comparison in Alamo-Heights, Bexar County, TX
In 2026, within Alamo-Heights, the USDA loan cap in Bexar county, TX, stands at $322,900. Meanwhile, the FHA limit for a single-family home is $403,650.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Alamo-Heights, Bexar County, TX
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Alamo-Heights, TX
Lendersa®'s mission is to quickly secure the optimal USDA or FHA loan for you without any hassle. Choose from one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.
Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
Lends in Texas
Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
909 NE Loop 410, Suite 100, San Antonio, TX, 78209
Lends in Texas
212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.
We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company.
Our office is centrally located in San Antonio at 1616 San Pedro Avenue
We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.
Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.
Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
