USDA and FHA Pro and Con in Alamo-Heights, Bexar County, TX

In 2025, within Alamo-Heights, the USDA loan cap in Bexar county, TX, stands at $322,900. Meanwhile, the FHA limit for a single-family home is $403,650.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Alamo-Heights, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Alamo-Heights, TX

Lendersa®'s mission is to quickly secure the optimal USDA or FHA loan for you without any hassle. Choose from one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TX

A USDA home loan is a government-guaranteed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
  • Affiliated Home Loans, Inc.
  • 655 S. 4th East, Suite 101, Preston, ID, 83263
  • At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
  • BlueOx Credit Union - Sterling Heights
  • 115 Riverside Drive, Battle Creek, MI, 49015
  • Our mission – to provide quality financial services that will improve and make a positive impact on the lives of our members, employees and communities – is what drives us to do everything possible to expand financial freedom. We do that by offering innovative products and services, by building a creative and inclusive team.
  • OMNI Community Credit Union
  • 3141 Capital Ave SW, Battle Creek, MI, 49015
  • OMNI Community Credit Union has been serving members since 1951, when we were known as Clark Equipment Credit Union. While we've grown and changed throughout the years, our mission has remained the same. We're local and truly committed to the betterment of our communities, because just like you, we live and work here too.
  • The Pineries Bank
  • 3601 Main Street, Stevens Point, WI, 54481
  • The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million. The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.
  • Sentry Credit Union
  • 1800 North Point Drive, Stevens Point, WI, 54481
  • Sentry Credit Union was founded in Stevens Point (WI) back in 1935 by Sentry Employees. In 1935, Sentry Insurance was named Hardware Mutual Casualty Company and SCU was named Hardware Mutual Casualty Credit Union. The Credit Union was incorporated as a cooperative, non-profit organization owned and managed by the Members.
  • Thinkwise Credit Union
  • 599 N. E St, San Bernardino, CA, 92401
  • Credit Union officially become, Thinkwise Credit Union. After 63 years, the organization has re-branded to better position the credit union for long-term growth. Thinkwise, is intended to better reflect our current and future members'​ financial needs and goals. This name change will also allow a chance to reassert our priorities.