USDA and FHA Pro and Con in Balcones-Heights, Bexar County, TX
As of 2026, the USDA loan limit in Balcones-Heights, within Bexar county, TX, is $322,900, whereas the FHA limit for a single-family home is $403,650.
Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates and determine the necessary income, credit score, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options, side by side, to assist in selecting the most suitable program in Alabama.
2026 Loan Limits and Down Payment Details in Balcones-Heights, Bexar, TX
Type of Loan
Loan Maximum
Required Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Balcones-Heights, TX
At Lendersa®, the aim is to swiftly provide access to optimal USDA or FHA loan solutions with ease. There are three starting points to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
Baptist Credit Union was chartered in 1955 as Memorial Hospital Employees Federal Credit Union by employees of the Baptist Memorial Hospital System of San Antonio, Texas. The credit union served that field-of-membership exclusively for 25 years. In 1982, the name was changed to Health Professions Federal Credit Union.
Alamo Loan Company is committed to providing you with the convenient financial options that you need to reach your goals. We treat every customer like family and we are passionate about excellent customer service. Reach out to us for an easy and affordable personal loan or title loan.
227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
Lends in Texas
I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University
We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company.
Our office is centrally located in San Antonio at 1616 San Pedro Avenue
We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.
Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.
Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,
The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4801 NW Loop 410, Suite 100, San Antonio, TX, 78229
Lends in Texas
Alamo City Credit Union was originally known as Texas Workforce Credit Union when we obtained our charter July 1955. A lot of faith and foresight went into the forming of this solid organization. At the beginning, $1, 500.00 was the maximum deposit per shareholder. The loan limit was set at $200.00 and only loan per family.
