USDA Loan Vs. FHA loan for Balcones-Heights, TX 2025

In 2025, USDA loan limit in Balcones-Heights, county of Bexar, TX is $322,900 while FHA limit is $403,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Balcones-Heights, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 560-9883 Lender's profile and map Reviews Embassy National Bank 1817 North Brown Rd, Lawrenceville, GA, 30043 Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
(855) 889-4328 Lender's profile and map Reviews Peach State Federal Credit Union 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043 Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
(833) 527-5626 Lender's profile and map Reviews Guaranteed Home Loans LLC 1130 River Overlook Court, Lawrenceville, GA, 30043 GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
(478) 784-1448 Lender's profile and map Reviews American Pride Bank 4740 Log Cabin Drive, Macon, GA, 31204 The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com APB is a communit
(478) 745-0494 Lender's profile and map Reviews CGR Credit Union 2040 Ingleside Ave, Macon, GA, 31204 CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families. On the surface we may look like any other full-service community credit union
(478) 746-2063 Lender's profile and map Reviews Midtowne Mortgage LLC 2614 Riverside Drive, Macon, GA, 31204 Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.
(270) 547-2271 Lender's profile and map Reviews First State Bank 240 N. First St., Irvington, KY, 40146 First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
(678) 407-1182 Lender's profile and map Reviews Mortgage Solutions Network 197 W Crogan St, Lawrenceville, GA, 30046 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(404) 229-8004 Lender's profile and map Reviews Hard Money Loans Georgia 155 Gwinnett Dr, Suite E, Atlanta, GA, 30046 Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.
(605) 232-6060 Lender's profile and map Reviews Security National Bank of South Dakota 325 Dakota Dunes Blvd, North Sioux City, SD, 57049 Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
(229) 382-4211 Lender's profile and map Reviews South Georgia Banking Company 725 West 2nd Street, Tifton, GA, 31794 South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.