USDA VS FHA in Balcones-Heights, Bexar County, TX

As of 2025, the USDA loan limit in Balcones-Heights, within Bexar county, TX, is $322,900, whereas the FHA limit for a single-family home is $403,650.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates and determine the necessary income, credit score, reserves, and paperwork required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options, side by side, to assist in selecting the most suitable program in Alabama.

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2025 Loan Limits and Down Payment Details in Balcones-Heights, Bexar, TX

Type of Loan Loan Maximum Required Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Balcones-Heights, TX

At Lendersa®, the aim is to swiftly provide access to optimal USDA or FHA loan solutions with ease. There are three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Defining a USDA Loan in TX

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Magnolia Mortgage, LLC
  • 5377 State Highway N, Suite 218, Cottleville, MO, 63304
  • Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
  • SouthernTrust Bank
  • 200 South First, Vienna, IL, 62995
  • SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
  • River 2 River Credit Union.
  • 1895 State Route 146 East, Vienna, IL, 62995
  • The Credit Union was officially founded March 30th, 1972 as the Vienna Correctional Center Credit Union. The name was changed in 2008 to the River to River Credit Union. The credit union was organized for employees working at the Vienna Correctional Center to have a place to save and borrow money.
  • Bank of Doniphan Doniphan
  • 118-120 W. Plum Street, Doniphan, NE, 68832
  • Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style. We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • The First Bank of Alabama
  • 120 East North Street, Talladega, AL, 35160
  • Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama. We are proud to be a member bank of the FDIC and an Equal Housing Lender. Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
  • Sycamore Federal Credit Union
  • 18070 AL-21, Talladega, AL, 35160
  • We started out in 1945, in a 748 sq. ft. building in the mill village of Sycamore and have expanded to now (2022) a 4,922 sq. ft. building that we own in Sycamore right off of Alabama Highway 21. This growth has been obtained because of management and because our employees treat members like family, not as numbers.
  • Century Credit Union
  • 1540 Lemay Ferry Road, Saint Louis, MO, 63125
  • At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
  • Assured Mortgage service
  • 9521 S. Broadway, Lemay, MO, 63125
  • At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.