USDA Vs. FHA Pro and Con comparison in Windcrest, Bexar County, TX

In 2026, within Windcrest, in the county of Bexar, TX, the USDA loan limit is $359,700, while the FHA cap for a single-family home is $524,400.

Take advantage of the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA loans today while determining the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in catering to your specific financial situation.

Explore loan offers from a selection of 100 lenders

Review 2026 Loan Limits and Down Payment Requirements in Windcrest, Bexar, TX

Type of Loan Maximum Loan Limit Down Payment Percentage
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Consider USDA and FHA Loan Options in Windcrest, TX

The primary aim of Lendersa® is to swiftly and smoothly provide you with the best possible USDA or FHA loan. Choose one of three starting approaches that connect you to matching lenders and USDA loan opportunities.

Lendersa USDA loan request matching results

Understanding the USDA Loan in TX

A USDA home loan, backed by the Department of Agriculture and often known as a USDA rural development loan or mortgage, is exclusively accessible within rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.

  • Lendingbee, Inc
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • Lending Bee, Inc. offers hard money loans on single-family residences, multi-family residences, commercial, industrial, and special purpose properties. We can do major rehab hard money loans, fix n’ flip loans, and ground up construction loans as well. We finance acquisition, development, refinance and Cash Out transactions.

  • Lending Bee
  • 4605 Lankershim Blvd, Suite 419, North Hollywood, CA, 91602
  • "Lending Bee was established over a decade ago, and since then, has built a vast foundation of knowledge and experience. Our trained professionals are available to assist and guide you through the entire course of lending and financing.

    We understand that every hard money loan borrower is different and no situation is the same."

  • LBC Mortgage
  • 4605 Lankershim Blvd, Suite 421, North Hollywood, CA, 91602
  • LBC Mortgage Solutions began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.

  • Legacy Liaisons, LLC
  • 400 Corporate Pointe, Suite 300, Culver City, CA, 90230
  • Legacy Liaisons LLC is located in Columbus, OH, United States and is part of the Management, Scientific, and Technical Consulting Services Industry. Legacy Liaisons LLC has 1 total employees across all of its locations and generates $34, 669 in sales (USD). (Sales figure is modelled).

  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.

  • The Mortgage Guys
  • 8721 Sunset Blvd, Ph 10, Ontario, CA, 90069
  • Kendell is a Southern California Mortgage Loan Originator helping you fund your future. Kendell and his team specialize in providing quality service by guiding their clients through a smooth mortgage process. With over 20 years in the mortgage business, this team is equipped to serve all your lending needs.

  • The Mortgage Guy Inc
  • 8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
  • The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.

  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.