In 2026, within Windcrest, in the county of Bexar, TX, the USDA loan limit is $359,700, while the FHA cap for a single-family home is $524,400.
Take advantage of the Lendersa® USDA loan calculator to compare the best available rates between USDA and FHA loans today while determining the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in
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| Type of Loan | Maximum Loan Limit | Down Payment Percentage |
| USDA | $359,700 | 0% |
| FHA | $524,400 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly and smoothly provide you with the best possible USDA or FHA loan. Choose one of three starting approaches that connect you to matching lenders and USDA loan opportunities.
A USDA home loan, backed by the Department of Agriculture and often known as a USDA rural development loan or mortgage, is exclusively accessible within rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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