USDA Vs. FHA your options comparison in Castle-Hills, Bexar County, TX

In 2025, the maximum USDA loan available in Castle-Hills, located within Bexar county, TX is $322,900. In contrast, the FHA limit for a single-family dwelling is $403,650.

Take advantage of the Lendersa® USDA loan calculator to effectively compare the best current rates of USDA versus FHA loans, and identify the required income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in is optimal for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Castle-Hills, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Castle-Hills, TX

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you without difficulties. Choose from one of three starting options that align lenders with USDA loan programs.

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Understanding USDA Loans in TX

The USDA home loan, sometimes known as the USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Available exclusively in rural communities, it requires no down payment, distinguishing it from FHA loans that request a 3.5% minimum down payment. This unique feature makes it a highly attractive option for eligible buyers considering rural housing, by reducing upfront costs significantly and easing the path to homeownership.

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  • American Home Mortgage Group
  • 408 S. Central Ave, Flagler Beach, FL, 32136
  • American Home Mortgage Group is a trusted mortgage source in Flagler Beach, Florida since 2003. In today’s changing real estate market, it is more important now than ever to have a trusted mortgage consultant. Our team has the knowledge to analyze each individual’s goals and objectives and tailor the best mortgage solution to meet those needs.
  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
  • International Mortgage Associates Inc
  • 3505 Lake Lynda Drive, Suite 200, Orlando, FL, 32817
  • Our mission is to build a dedicated, compliant mortgage team that can provide innovative International mortgage solutions and unsurpassed client service. We are ideally placed to guide US and International clients through the mortgage maze, wherever you choose to buy, but particularly in Florida, the Caribbean and UK.
  • Wellspring Finance Corp
  • 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817
  • At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages
  • Alliant Credit Union
  • 11545 W. Touhy Ave, Chicago, IL, 60666
  • Alliant is a not-for-profit financial cooperative, which means all of our members are also owners, and we constantly strive to foster our members’ financial well-being and serve their best interests. We offer award-winning rates, allowing our members to save more and earn more. Alliant also provides members with retirement and investment services.
  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
  • Best Interest Mortgage Inc
  • 5633 Strand Blvd, Suite 302, Naples, FL, 34110
  • "Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, & consideration we give to each of our clients."
  • REI Capital & Development
  • 5660 Strand Court, Naples, FL, 34110
  • "We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects. REI is working closely with Investors who have in house funds and have not been affected by the shutdown."