USDA Vs. FHA your options comparison in Castle-Hills, Bexar County, TX
In 2025, the maximum USDA loan available in Castle-Hills, located within Bexar county, TX is $322,900. In contrast, the FHA limit for a single-family dwelling is $403,650.
Take advantage of the Lendersa® USDA loan calculator to effectively compare the best current rates of USDA versus FHA loans, and identify the required income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in is optimal for your financial situation.
2025 Loan Limits and Downpayment Requirements in Castle-Hills, Bexar County, TX
Loan Type
Loan Limit
Down Payment
USDA
$322,900
0%
FHA
$403,650
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Castle-Hills, TX
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you without difficulties. Choose from one of three starting options that align lenders with USDA loan programs.
The USDA home loan, sometimes known as the USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Available exclusively in rural communities, it requires no down payment, distinguishing it from FHA loans that request a 3.5% minimum down payment. This unique feature makes it a highly attractive option for eligible buyers considering rural housing, by reducing upfront costs significantly and easing the path to homeownership.
5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
4335 N Classen, Suite 101, Oklahoma City, OK, 73118
We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
Oklahoma FCU is a financial institution that was founded with the mission: not for profit, not for charity, but for service. The credit union began as Safeway Oklahoma City Federal Employees Credit Union in March of 1951. In 1981, the Board of Directors decided the needed a new location & in 1982, the credit union was moved to its current branch.
Credit Union One of Oklahoma was originally chartered in 1949 to serve the employees of many state agencies, including the Oklahoma Department of Human Services, Oklahoma Office of Juvenile Affairs, Oklahoma Health Care Authority, and the Oklahoma Department of Rehabilitation Services. Credit Union One was formed by and for the employees of these a
Oklahoma's Credit Union has been serving Oklahomans since 1954. OKCU is a local financial cooperative open to anyone who lives or works in the area. Our customers are actually part owners, so profits are returned to account holders in the form of better rates and fewer fees. If you are thinking about making a change
At Local Lending Oklahoma, we are committed to quality customer service - putting the great people of Oklahoma we serve first. Our mission is to set a high standard in the mortgage industry. We have a goal to carefully guide each client through the home loan process so they can confidently select the best loan from the many mortgage options.
