USDA and FHA Pro and Con in Castle-Hills, Bexar County, TX

In 2026, the maximum USDA loan available in Castle-Hills, located within Bexar county, TX is $322,900. In contrast, the FHA limit for a single-family dwelling is $403,650.

Take advantage of the Lendersa® USDA loan calculator to effectively compare the best current rates of USDA versus FHA loans, and identify the required income, credit, reserves, and documents to qualify. Our sophisticated mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in is optimal for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Castle-Hills, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Castle-Hills, TX

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you without difficulties. Choose from one of three starting options that align lenders with USDA loan programs.

Visual of Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

The USDA home loan, sometimes known as the USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture. Available exclusively in rural communities, it requires no down payment, distinguishing it from FHA loans that request a 3.5% minimum down payment. This unique feature makes it a highly attractive option for eligible buyers considering rural housing, by reducing upfront costs significantly and easing the path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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