USDA VS FHA in Kirby, Bexar County, TX

In 2025, the USDA loan limit for Kirby in Bexar, TX, is $359,700. Meanwhile, the FHA cap for a single-family home is $524,400.

Utilize Lendersa® USDA loan calculator to see today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial needs.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Criteria in Kirby, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $359,700 0%
FHA $524,400 3.5%
Conventional Conforming $726,200 3%

Choices for USDA and FHA Loans in Kirby, TX

The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CitiSky Home Loans
  • 655 North Central Avenue, 17th Floor, Suite 1719, Glendale, CA, 91203
  • CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing
  • Americana Lending inc
  • 100 N Brand Blvd, Suite 310, Glendale, CA, 91203
  • At Americana Lending inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Jrrealty & Associates
  • 665 Fairmont Avenue, Suite 5, Glendale, CA, 91203
  • Jilbert & his team are a highly motivated real estate team.you will have a One-Stop Real Estate Provider who will cover all of your real estate needs Jilbert Allahverdi is the founder of the company he is Dedicated to assisting buyers and sellers with all of their real estate needs. Whether you are buying or selling your home.
  • Paramount Loan Services
  • 620 North Brand Boulevard, Suite 404, Glendale, CA, 91203
  • PARAMOUNT LOAN SERVICES is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Century Real Estate Inc
  • 525 N Brand Blvd, Suite 100, Glendale, CA, 91203
  • Century Real Estate Inc company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client.
  • Jewett, Gregory, Scott
  • 417 West Arden Avenue, Suite 121-C, Glendale, CA, 91203
  • Gregory S. Jewett Financial in Glendale, CA is a private Mortgage Brokerage in business for 24 years providing and arranging real estate loans. We focus on getting clients to successfully integrate the real estate loan they select into their overall long and short term financial and investment plans to help minimize taxes, improve cash flow
  • Promatrix Mortgage
  • 818 N Pacific Ave, Suite B, Glendale, CA, 91203
  • At ProMatrix Mortgage, a team of professionals work together to identify the best loan for each client. ProMatrix Realty and Mortgage began as a real estate company. Today, you can purchase a home and finance it with the help of ProMatrix Realty and Mortgage. At ProMatrix, you will get the best loan with the best rate for your next home
  • Prominent Financial Group
  • 330 North Brand Boulevard, Suite 1280, Glendale, CA, 91203
  • We work with our clients to help them understand their financial standing by first evaluating their strengths and weaknesses. We then identify specific changes that can be made to prepare them to invest in real estate and consult them on how to increase their financial net worth in the future.
  • Ice Castle Group, Inc.
  • 237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
  • When it comes to buying or selling your most important investment “your home” it’s critical to secure the services of a caring expert backed by a company with exceptional resources, experience & strength. Albania & Associates Realty agents are equipped with the latest market information to help you make sense of the challenging real estate market.
  • Golden Coast Finance
  • 330 N Brand Blvd, Suite 701, Glendale, CA, 91203
  • At Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry
  • Gharibian Real Estate & Finance
  • 700 N Brand Boulevard, Glendale, CA, 91203
  • Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA
  • Fidelity Funding
  • 450 N Brand Blvd, FL 6, Glendale, CA, 91203
  • Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase