USDA Vs. FHA Pro and Con comparison in Kirby, Bexar County, TX
In 2026, the USDA loan limit for Kirby in Bexar, TX, is $359,700. Meanwhile, the FHA cap for a single-family home is $524,400.
Utilize Lendersa® USDA loan calculator to see today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Criteria in Kirby, Bexar County, TX
Loan Type
Loan Limit
Down Payment
USDA
$359,700
0%
FHA
$524,400
3.5%
Conventional Conforming
$726,200
3%
Choices for USDA and FHA Loans in Kirby, TX
The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met
Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
Lends in Texas
RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
Lends in Texas
Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
909 NE Loop 410, Suite 100, San Antonio, TX, 78209
Lends in Texas
212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.
River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.
In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.
