FHA Vs. USDA loan program for Kirby, Bexar County, Texas

In 2026, the USDA loan limit for Kirby in Bexar, TX, is $359,700. Meanwhile, the FHA cap for a single-family home is $524,400.

Utilize Lendersa® USDA loan calculator to see today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program in for your financial needs.

Choices for USDA and FHA Loans in Kirby, TX

The aim of Lendersa® is to help you obtain the best USDA or FHA loan quickly and effortlessly. Choose from one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is solely for rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

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(800) 528-2273 Lender's profile and map Reviews NorthCountry Federal Credit Union PO Box 64709, Burlington, VT, 05406 NorthCountry Federal Credit Union IN 1950, the employees of General Electric in Burlington, Vermont organized a credit union. The goal was to lend and borrow from one another at rates better than those offered by commercial banks. Over time, that little financial cooperative has grown into one of Vermont’s largest and most innovative credit unions.
(503) 887-7333 Lender's profile and map Reviews Green Family Mortgage LLC PO Box 11583, Portland, OR, 97211 Green Family Mortgage LLC We offer one-to-one counseling, support, and top-notch customer service. If you are calling or emailing us, you'll be talking directly to an experienced loan officer. No automated operators or customer service representatives giving you the run around here.
(503) 220-2592 Lender's profile and map Reviews Trailhead Credit Union 221 NW Second Avenue, Suite 100, Portland, OR, 97209 Trailhead Federal Credit Union was founded in 1935 when eleven employees from Portland Gas and Coke decided to pool their money to form a financial cooperative. These founding members encouraged other gas company employees to deposit their money into the Credit Union so that their co-workers who needed to borrow, could do so at a reasonable rate.
(503) 223-9306 Lender's profile and map Reviews Portland Local 8 Federal Credit Union 2435 NW Front Avenue, Suite A, Portland, OR, 97209 At Portland Local 8 Federal Credit Union we offer personalized financial service to our family of credit union members. Our mission is to provide a welcoming atmosphere while striving to become our members’ primary financial institution. We offer competitive loan rates and dividends on deposits and will continue to evaluate and expand our services.
(503) 481-8666 Lender's profile and map Reviews Principal Mortgage Group Inc 2120 Northwest 16th Avenue, Portland, OR, 97209 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate
(503) 282-3500 Lender's profile and map Reviews Plum Tree Mortgage Inc D\|B\|A Portland Mortgage 1126 Northwest Marshall Street, Portland, OR, 97209 Plum Tree Mortgage Inc help customers select mortgage products. We manage the process for individuals, institutions, trusts, partnerships and other clients in the purchase, refinance and equity-access of real estate. Because Plum Tree is involved in the mortgage transaction from the beginning.
(503) 726-0575 Lender's profile and map Reviews Edgewater Funding Inc 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224 Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
(503) 789-6362 Lender's profile and map Reviews Westcorp Mortgage Group LLC 14620 SW 126th Ave., Portland, OR, 97224 Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
(802) 660-7969 Lender's profile and map Reviews Vermont Home Mortgage Group 950 Shelburne Rd, South Burlington, VT, 05403 Vermont Home Mortgage Group is committed to helping you find the right mortgage product for your needs. Paul Cannizzaro brings 31 years of experience in mortgage lending in Vermont. As an award winning mortgage broker for Bank of Vermont, BancBoston Mortgage Corporation and Vermont Federal Bank.
(800) 223-1700 Lender's profile and map Reviews Home Loan Investment Bank 1 Home Loan Plaza, Warwick, RI, 02886 Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
(401) 562-1234 Lender's profile and map Reviews Wave Federal Credit Union 480 Greenwich Avenue, Warwick, RI, 02886 Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
(401) 739-4600 Lender's profile and map Reviews Greenwood Credit Union 2669 Post Road, Warwick, RI, 02886 Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.