In 2026, for Terrell-Hills, in the county of Bexar, TX, the USDA loan limit is established at $322,900, whereas for a single-family home, the FHA limit is $403,650.
Lendersa®'s USDA loan calculator allows you to contrast today's top USDA and FHA rates and assess the necessary income, credit, reserves, and documentation for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose which program in <Alabama> fits your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,900 | 0% |
| FHA | $403,650 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The primary goal of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and without hassle. Choose one of three approaches to match with lenders and USDA loan programs effectively.
Supported by the Department of Agriculture, the USDA home loan, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, offering broader accessibility.
Enter your location to find out if it qualifies for USDA rural housing loan?
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