USDA Vs. FHA your options comparison in Terrell-Hills, Bexar County, TX

In 2025, for Terrell-Hills, in the county of Bexar, TX, the USDA loan limit is established at $322,900, whereas for a single-family home, the FHA limit is $403,650.

Lendersa®'s USDA loan calculator allows you to contrast today's top USDA and FHA rates and assess the necessary income, credit, reserves, and documentation for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose which program in <Alabama> fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Terrell-Hills, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Terrell-Hills, TX

The primary goal of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and without hassle. Choose one of three approaches to match with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

Supported by the Department of Agriculture, the USDA home loan, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, offering broader accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Layton Mortgage
  • 11912 Golden Bell Ln, Frisco, TX, 75035
  • Layton Mortgage We work hard to give you a great mortgage experience. Whether you’re a first-time homebuyer, investor, ready to refinance or exploring your mortgage options, we’re here to provide you our 100% support, two-way communication and a partnership built on trust. Every home is a milestone, and every mortgage is a cornerstone. With a numb
  • Greatwall Inc.
  • 11500 State Highway 121, Suite 410, Frisco, TX, 75035
  • Greatwall, Inc’s mission is to provide all clients with the perfect mortgage programs and real estate deals that are tailored to fit your unique situation at some of the most competitive rates in the nation. After receiving your information, Greatwall, Inc will be able to get a complete look at your financial situation to determine.
  • Loan Star Mortgage Solutions LLC
  • 13727 Lincolnshire Ln, Frisco, TX, 75035
  • "Loan Star Mortgage Buying a home is about more than interest rates. You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help"
  • Kothamasu Group Inc
  • 10659 Ferdinand View, Frisco, TX, 75035
  • Rama attributes his success to excellent customer service skills and always keeping the needs of his client first. Offering a diverse group of funding sources enables Rama to custom tailor the mortgage solution which best fit’s his client’s profile and long term financial objectives.
  • Prime Choice Lending, Inc.
  • 9300 John Hickman Pkwy, Suite 303, Frisco, TX, 75035
  • The Prime Choice Lending Inc., team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Rate Financial, LLC
  • 14083 Badlands Drive, Frisco, TX, 75035
  • First Rate Financial is a Mortgage Broker located in Frisco, Texas. Our goal is to achieve such a high level of satisfaction for our clients that we will receive repeat and referral business. We do NOT charge fees of any kind to handle your mortgage financing. When looking for a home loan or beginning the process of refinancing a home
  • Neches Federal Credit Union
  • 676 Magnolia Avenue, Port Neches, TX, 77651
  • Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
  • MCT Credit Union
  • 2736 Nall St, Port Neches, TX, 77651
  • MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
  • Port Arthur Teachers Federal Credit Union
  • 3001 Jimmy Johnson Boulevard, Port Arthur, TX, 77642
  • Port Arthur Teachers FCU was organized in February 1953 to serve the employees of the Port Arthur Independent School District. The credit union operated in the homes of the directors for the first 20 years until it purchased the first building. Our mission is to be the first institution members will come to for their financial needs.