USDA VS FHA in Terrell-Hills, Bexar County, TX

In 2026, for Terrell-Hills, in the county of Bexar, TX, the USDA loan limit is established at $322,900, whereas for a single-family home, the FHA limit is $403,650.

Lendersa®'s USDA loan calculator allows you to contrast today's top USDA and FHA rates and assess the necessary income, credit, reserves, and documentation for eligibility. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose which program in <Alabama> fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Terrell-Hills, Bexar County, TX

Loan Type Loan Limit Down Payment
USDA $322,900 0%
FHA $403,650 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Terrell-Hills, TX

The primary goal of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and without hassle. Choose one of three approaches to match with lenders and USDA loan programs effectively.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TX

Supported by the Department of Agriculture, the USDA home loan, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, offering broader accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



Terrell-Hills Lenders

  • Crockett National Bank
  • 8018 Broadway St, San Antonio, TX, 78209
  • Lends in Texas
  • Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • 212 Loans LLC
  • 909 NE Loop 410, Suite 100, San Antonio, TX, 78209
  • Lends in Texas
  • 212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.

  • Mi Casa Financial, LLC
  • 1616 San Pedro Ave, San Antonio, TX, 78212
  • Lends in Texas
  • We are Texans and focus all of our energy on helping fellow Texans who may be struggling to keep their homes. Mi Casa grew out of our law practice, The Law Offices of Ed Goldner, and will continually operate as a closely held limited liability company.

    Our office is centrally located in San Antonio at 1616 San Pedro Avenue

  • SecureNet Loan Services
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • We offer full service loan servicing for private investors. We can service a single loan or a complete portfolio. Assisting small investors is our passion, whether it be whole loans, partial loans, wraps or land loans. We offer easy setup and timely disbursements of investor funds and escrow payments for taxes and insurance.

  • Covey Financial
  • 4515 San Pedro Ave, San Antonio, TX, 78212
  • Lends in Texas
  • Founded in 2012, Covey Financial is a Texas-based loan servicer. We service over 8, 000 loans throughout 12 US States and are constantly growing. Our competitive advantage is our simple pricing model. Our clients experience: no setup fees, no laundry list of fees, and no conditional pricing. Covey Financial is a top choice for lenders.

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • Select Federal Credit Union
  • 1914 N Interstate 35, San Antonio, TX, 78208
  • Lends in Texas
  • Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.