USDA Vs. FHA Pro and Con comparison in San-Diego, Duval County, TX

In 2025, the USDA loan limit in San-Diego, within Duval county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362. These figures are essential for prospective buyers exploring financing options in these areas as they shape the affordability landscape.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. It aids in identifying the necessary income, credit scores, reserves, and documents required to qualify for a loan. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the best financial program suited to your needs in .

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2025 Loan Limits and Downpayment Requirements in San-Diego, Duval County, TX

Loan Type Loan Limit Down Payment Required
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in San-Diego, TX

The aim of Lendersa® is to facilitate you in obtaining the optimal USDA or FHA loan quickly and without complications. Begin by selecting one of three distinct pathways that connect you with lenders and relevant USDA loan programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in TX

The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This loan option is available exclusively in rural areas and notably doesn't necessitate a down payment, unlike FHA loans, which require a minimum of 3.5% down. Understanding these details can significantly aid in planning for home ownership in rural environments.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colorado One Mortgage
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  • Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.
  • Liberty Lending Group
  • 7500 South University Blvd, Suite 102, Centennial, CO, 80122
  • Liberty Mortgage Group has been specializing in residential financing for Colorado borrowers since 1999. Unlike big banks that have "order takers" helping with your loan, we have highly skilled loan consultants who are experts at finding the mortgage that makes the most sense for your homebuying or refinancing scenario.
  • Access Equity Corp
  • 7950 S Lincoln St, Suite 109, Littleton, CO, 80122
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Capital Market Funds
  • 8442 E Chaparral, Scottsdale, AZ, 85250
  • Capital Market Funds offers all types of commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and other multi-family complexes. Talk to us today about your project. We'd love to help! commercial loans in the state of Arizona. We specialize in real estate, including apartment complexes and oth
  • Scottsdale Private Lending
  • 7904 E Chaparral Rd, #A110-443, Scottsdale, AZ, 85250
  • Scottsdale Private Lending, LLC is a private real estate lender based in Scottsdale, Arizona. Our specialty is making loans on investment real estate within Arizona. When the traditional lending institutions fall short in terms of speed, underwriting and out of the box solutions, we offer common sense alternatives in an efficient and economical man
  • Brad Loans
  • 7522 East McDonald Drive, Scottsdale, AZ, 85250
  • BradLoans of eMortgage Inc offer owner-occupied & investor hard money real estate loans, with no pre-payment penalty. Whether you've had a foreclosure, short sale, discharged bankruptcy, non-US citizen, or no “Established Credit”… no problem! Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender
  • Inter-Capital Group
  • 9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
  • Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide. We provide the skills and capacity to source, underwrite, professionally package
  • Inspire Home Loans
  • 7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
  • Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
  • First Charter Financial Corporation
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  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
  • iLending Mortgage LLC
  • 7702 East Double Ranch Road, Suite 300, Scottsdale, AZ, 85258
  • "iLending Mortgage is a full-service mortgage company that provides home loans and refinancing options to meet the needs of a growing base of clients. Based in Scottsdale, Arizona, we offer flexible options for loan programs from fixed or adjustable rates mortgage, hybrid arms, FHA, VA or Jumbo loans and many more."
  • Pinnacle Peak Lending Inc
  • 8655 East Via De Ventura, Suite G-151, Scottsdale, AZ, 85258
  • Pinnacle Peak Lending, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are the Arizona-based mortgage company that wants to be your trusted partner in the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.