USDA Vs. FHA your options comparison in San-Diego, Duval County, TX
In 2026, the USDA loan limit in San-Diego, within Duval county, TX, is $285,000, whereas the FHA limit for a single-family home is $356,362. These figures are essential for prospective buyers exploring financing options in these areas as they shape the affordability landscape.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA and FHA rates today. It aids in identifying the necessary income, credit scores, reserves, and documents required to qualify for a loan. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the best financial program suited to your needs in .
2026 Loan Limits and Downpayment Requirements in San-Diego, Duval County, TX
Loan Type
Loan Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in San-Diego, TX
The aim of Lendersa® is to facilitate you in obtaining the optimal USDA or FHA loan quickly and without complications. Begin by selecting one of three distinct pathways that connect you with lenders and relevant USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. This loan option is available exclusively in rural areas and notably doesn't necessitate a down payment, unlike FHA loans, which require a minimum of 3.5% down. Understanding these details can significantly aid in planning for home ownership in rural environments.
Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves. We accomplish this by paying a high level of attention to making prudent decisions that take into account sound credit principles, customer needs.
SouthTrust Bank was founded in George West, Texas in 1934. Originally First National Bank, we have grown to seven locations in South Texas and Houston by
successfully serving our communities and customers. We are locally owned, locally managed, and compete successfully with the largest mega-banks as well as
Cowboy Country Federal Credit Union is an under served financial institution owned and operated by our members. We re-invest our member’s money into the community of Premont, Texas and the surrounding area. The reinvestment of funds back into the local communities provides a full range of personal affordable financial services to our members.
Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.
First State Bank of Odem was established in 1945, by a group of local business men. For the last 75 years we have been serving San Patricio and Northwest Nueces County with "Home Town Banking". First State Bank of Odem is a Locally Owned Independent Community Bank, committed to providing our customer with High Quality, Friendly Customer Service.
Texas Community Federal Credit Union (formerly known as Kingsville Community FCU) has been open since 1937. The credit union has assets totaling $22.75 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working,
We opened our Sinton, TX location in 1957 to serve San Patricio County school district employees and their families. In 1974 we added educators in Live Oak County as well. In 2002 we were approved to offer our low cost brand of products and services to all residents of San Patricio County. In 2007 we opened a second location in Portland, TX.
