USDA and FHA Pro and Con in Humble, Harris County, TX
During 2026, the USDA loan ceiling in Humble, located within Harris county, TX, is $336,500, whereas the FHA cap for a single-family house is $472,030.
The Lendersa® USDA loan calculator helps you compare today's premier USDA and FHA rates, determining the income, credit, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side-by-side to select the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Humble, Harris, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Humble, TX
Lendersa® is dedicated to securing the ideal USDA or FHA loans quickly and effortlessly. Initiate your journey with one of three options to align with matching lenders and USDA loan schemes.
The USDA home loan, backed by the U.S. Department of Agriculture—also referred to as the USDA rural development loan or USDA mortgage—is exclusively available in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment at all.
Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
we have proudly served Texas for more than 60 years. Plains State Bank is committed to elevating the economic position of our individual and business customers and to the development of the communities we serve. We bring you the best in full service banking backed by local ownership.
8790 FM 1960 Bypass W, Suite A 500, Humble, TX, 77338
Lends in Texas
United Energy Credit Union has been open since 1934. The credit union has assets totaling $29.41 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338
Lends in Texas
Houston Belt & Terminal Federal Credit Union was organized in 1949. Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership. HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.
We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers.
Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.
The MINT National Bank is a new community bank serving the greater Houston area. Opening on January 5, 2009, the Bank has grown steadily by by being attentive and responsive to its customers. As the economy improves, The MINT stands ready to assist customers with financing business acquisition and expansion.
1110 Kingwood Drive, Suite 280, Kingwood, TX, 77339
Lends in Texas
Our goal is to help homebuyers achieve the American Dream of homeownership. Whether you are a first time home buyer or purchasing a second home, Mortgage Financial Services is dedicated to providing quality service and products that help customers achieve their objectives throughout the home buying process. We want you to DREAM BIG,
