USDA and FHA Pro and Con in Aldine, Harris County, TX

For 2026, the USDA loan limit in Aldine, located in Harris, TX, is $336,500. Meanwhile, the maximum FHA limit for a home designed for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to ascertain the necessary income, credit, reserves, and documents needed for eligibility. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Aldine, Harris, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aldine, TX

Lendersa® aims to connect you with the best USDA or FHA loans efficiently and without unnecessary hassle. Begin with any of the three available options to find matching lenders and USDA loan programs suited for you.

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Comprehensive Guide to USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is available exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bay Port State Bank
  • 9840 Main Street, Bay Port, MI, 48720
  • Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.

  • Iron Mountain-Kingsford Community Federal Credit Union
  • 400 South Carpenter Avenue, Kingsford, MI, 49802
  • The Iron-Mountain Kingsford Community Federal Credit Union has been serving the Iron Mountain-Kingsford area for over 70 years. We are member-owned and a not-for-profit financial institution located in Kingsford, MI.

    We started in 1948 as the Ford Iron Mountain Employees Federal Credit Union

  • Elevate Mortgage Group
  • 384 S 400 W, Suite 100, Lindon, UT, 84042
  • We are a national mortgage lender with deep roots in Salt Lake City, Utah. We are a division of Low VA Rates, LLC. We specialize in FHA, conventional and USDA.

    vailable on the Internet - easy, convenient, online shopping for the best loan programs and most current rates availWe offer the best mortgage tools available on the Internet - easy

  • Port Conneaut Federal Credit Union
  • 1002 Broad Street, Conneaut, OH, 44030
  • We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.

  • NexTier Bank, National Association
  • 105 Burton Drive, Kittanning, PA, 16201
  • NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.

  • Paradigm Commercial Capital
  • 289 E 930 S, Orem, UT, 84058
  • M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains

  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home.

    Our VA home loan specialists have been serving veterans for over 16+ years."

  • Security Home Mortgage
  • 576 State St, Orem, UT, 84058
  • Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down