USDA Vs. FHA your options comparison in Aldine, Harris County, TX

For 2025, the USDA loan limit in Aldine, located in Harris, TX, is $336,500. Meanwhile, the maximum FHA limit for a home designed for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to ascertain the necessary income, credit, reserves, and documents needed for eligibility. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Aldine, Harris, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aldine, TX

Lendersa® aims to connect you with the best USDA or FHA loans efficiently and without unnecessary hassle. Begin with any of the three available options to find matching lenders and USDA loan programs suited for you.

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Comprehensive Guide to USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is available exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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