USDA and FHA Pro and Con in Aldine, Harris County, TX

For 2026, the USDA loan limit in Aldine, located in Harris, TX, is $336,500. Meanwhile, the maximum FHA limit for a home designed for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to ascertain the necessary income, credit, reserves, and documents needed for eligibility. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Aldine, Harris, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aldine, TX

Lendersa® aims to connect you with the best USDA or FHA loans efficiently and without unnecessary hassle. Begin with any of the three available options to find matching lenders and USDA loan programs suited for you.

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Comprehensive Guide to USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is available exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eagle Creek Mortgage, LLC
  • 2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
  • Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.

  • Fidelity Direct Mortgage LLC
  • 555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
  • FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.

  • Equity Lending, Inc
  • 839 L Quince Orchard Blvd, Gaithersburg, MD, 20878
  • "We are experts in Commercial Real Estate Lending including: Acquisition Loans, Construction Loans, Short Sales, Foreclosure Financing.
    Apart from lending we are experienced Real Estate developers and builders, with many contacts in and around the DC area. We are a small business with only a few employees so you will always speak directly to us."

  • New Funding Resources, LLC
  • 806 West Diamond Ave. Suite 340, Gaithersburg, MD, 20878
  • We are a team of real estate and finance experts with a radically different approach to lending. Our investment philosophy is quite simple: we finance promising real estate investment opportunities. We provide our borrowers with super fast and dependable access to funds they need to buy, renovate, operate or sell single, multi-family and commerci

  • Bank Forward
  • 128 Main St, Hannaford, ND, 58448
  • We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to

  • Signature Federal Credit Union
  • 12 Herbert St, Alexandria, VA, 22305
  • Since 1970, we’ve stood behind members of associations, businesses, alumni groups and charitable organizations to help them build their businesses, families and dreams with financial products and resources for the everyday to the once-in-a-lifetime need and With members making the important business decisions, everyone’s voice is heard.

  • Crescent Mortgage Company
  • 822 North Irving St, Arlington, VA, 22201
  • Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.

  • CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION
  • 1005 North Glebe Road, Suite 100, Arlington, VA, 22201
  • Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.