USDA Vs. FHA your options comparison in Aldine, Harris County, TX

For 2025, the USDA loan limit in Aldine, located in Harris, TX, is $336,500. Meanwhile, the maximum FHA limit for a home designed for a single family is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, and to ascertain the necessary income, credit, reserves, and documents needed for eligibility. Our advanced calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you determine the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Aldine, Harris, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aldine, TX

Lendersa® aims to connect you with the best USDA or FHA loans efficiently and without unnecessary hassle. Begin with any of the three available options to find matching lenders and USDA loan programs suited for you.

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Comprehensive Guide to USDA Loans in TX

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage, and is available exclusively for rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan mandates no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
  • The Pecos County State Bank
  • 500 North Main Street, Fort Stockton, TX, 79735
  • The charter of the Pecos County State Bank was dated March 22, 1928. The bank opened for business on July 3, 1928, in the old First State Bank building located on the corner of First and Main in Fort Stockton, Texas. Opening Capital was $25,000.00 with a surplus of $6,250.00. The first officers were J.M. Montgomery,
  • The First National Bank & Trust
  • 2714 W. 3rd, Elk City, OK, 73644
  • On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. Since such meager beginnings, both Elk City
  • American Bank of Oklahoma
  • 200 East Main Street, Collinsville, OK, 74021
  • American Bank of Oklahoma exists to provide Oklahoma businesses and citizens with local banking solutions when, where, and how they need it. American Bank of Oklahoma opened for business April 1, 1998, taking seriously the role of a community-based, full-service institution. Our organizers came from the community
  • First National Bank in Hominy
  • 117 North Price, Hominy, OK, 74035
  • 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
  • FirstBank & Trust
  • 7806 Indiana Avenue, Lubbock, TX, 79423
  • FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank. We offer our employees unlimited opportunities for career development.
  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
  • Security Mortgage
  • 2034 82ND Street, Suite 102, Lubbock, TX, 79423
  • At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.