USDA VS FHA in Aldine, Harris County, TX

In 2025, USDA loan limit in Aldine, county of Harris, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Aldine, county of Harris, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Aldine, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Giving Tree Lending
  • 1440 N. Harbor Boulevard, Suite 900, Fullerton, CA, 92835
  • Giving Tree Lending (GTL), we operate for the sole purpose of providing low-cost mortgage financing to all. Our commitment to client service ensures a hassle-free and financially satisfying consumer experience.By maintaining a vast network of banking relationships, we have access to the most favorable terms available.
  • Phyllis Group
  • 2830 Brea Blvd, Fullerton, CA, 92835
  • TNG Real Estate is comprised of an elite community of agents covering the greater Southern California area and we are committed to bringing you the very best selling and buying options. Our priority is to capture your vision and make it a reality by creating a personal relationship with you and your lifestyle.
  • Legacy Financial Services
  • 669 Tyler Dr, Fullerton, CA, 92835
  • "At Legacy Financial Services, we not only help you with your mortgage, but we also want to be your ""mortgage advisor for life."" There is more than just finding a home loan in California. You need the expertise of a ""mortgage advisor"" that can review your whole financial situation and recommend the right loan program for you."
  • Menconi & Associates / California Mortgage Group
  • 1370 N. Brea Blvd, Suite 203, Fullerton, CA, 92835
  • Menconi & Associates / California Mortgage Group began within the mid 1980’s with associates from our current company. Then, in 2002, through the efforts of Mr. Menconi it became a family-owned company. To date, several members of the Menconi family have performed various functions within Menconi & Associates / California Mortgage Group.
  • J&J Associates
  • 2820 Birch Place, Fullerton, CA, 92835
  • We have been conducting business in the local area for many years. We have and continue to work hard to gain the respect of these many distinguished communities. This recognition is built upon a respect for our clients and neighbors. We hope your experience with us will further this reputation of personalized service and client satisfaction.
  • OC Loan Broker
  • 2467 Middlesex Place, Suite 428, Fullerton, CA, 92835
  • OC Loan Broker is a small, sole-proprietor mortgage broker. I specialize in low-rate, no-cost refinance and purchase loans. My compensation is set low, which allows me to be ultra competitive. I am approved with several low-price lenders. Additionally, I have the ability to match rates with one of my wholesale lenders
  • Home Living Tree
  • 1440 N Harbor Blvd, Suite 900, Fullerton, CA, 92835
  • Home Living Tree is passionate about serving the community and making a difference in the lives of people throughout the Orange County & surrounding areas. While the real estate market has dramatically changed over the years, one thing remains, our dedication to recognize our clients individual needs & deliver results past their expectations.
  • Prowess Lending
  • 1671 W Katella Ave, Suite 130, Anaheim, CA, 92802
  • Prowess Lending was founded in 2019 and it’s being serving their clients with integrity and honesty. We know you may have many reasons to be skeptical to work with a new broker, but if you gives a chance we will work hard to earn your trust. Our job is to match you with the best option we have depending on your particular situation.