USDA VS FHA in Atlanta, Cass County, TX

In 2026, the USDA loan limit in Atlanta, nestled in Cass county, TX, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030. Utilize the Lendersa® USDA loan calculator to easily compare today's top USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in <Alabama> for your financial scenario.

Compare loan offers from over 100 lenders.

Overview of 2026 Loan Limits and Down Payment Requirements in Atlanta, Cass County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Atlanta, TX

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan with ease. Pick from three initial options to match with lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Learn About USDA Loans in TX

A USDA home loan is a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively applicable to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, offering an easier path to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Desert Creel Mortgage, LLC
  • 16810 E. Avenue of the Fountains, Suite 214, Fountain Hills, AZ, 85268
  • Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.

  • GOLDWATER MORTGAGE FINANCIAL COMPANY INC.
  • 16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
  • At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.

  • PWC Employees Credit Union
  • 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
  • PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.

  • Commercial Lending LLC
  • 7603 Maple Branch Rd, Clifton, VA, 20124
  • Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

  • Barrett Financial Group LLC
  • 270 E Rivulon Blvd, Gilbert, AZ, 85297
  • At Barrett Financial Group, our mission is to provide exceptional guidance to our customers throughout the entire mortgage loan process. We prioritize personalized attention to meet the unique needs of each customer, ensuring they have a comprehensive understanding of the process. Whether you're refinancing, buying your first home, or looking to p

  • Mortgage Pros Loan Lab
  • 4150 E Waterman Ct, Gilbert, AZ, 85297
  • Mortgage Pros Loan Lab is your one stop wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado. Mortgage Pros was born from the over 30 years of combined experience in the mortgage industry of Sam Stockham and Anna Shurwin. wholesale mortgage brokerage for the mortgage needs in Arizona and Colorado.

  • Service First Mortgage Company
  • 3345 S. Val Vista Drive, Suite 105, Gilbert, AZ, 85297
  • Service First Mortgage was founded by CEO and President, Shawn Broussard, as a small mortgage brokerage firm with a hands-on-approach to meeting the needs of the consumer. Today, we are a full-service mortgage lending entity at the top of production and customer satisfaction in Texas and Arizona.

  • Kirkwood Bank & Trust
  • 2911 North 14th Street, Bismarck, ND, 58503
  • Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.