In 2026, the USDA loan limit in Atlanta, nestled in Cass county, TX, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030. Utilize the Lendersa® USDA loan calculator to easily compare today's top USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in <Alabama> for your financial scenario.
Overview of 2026 Loan Limits and Down Payment Requirements in Atlanta, Cass County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Choices in Atlanta, TX
The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan with ease. Pick from three initial options to match with lenders and applicable USDA loan programs.
A USDA home loan is a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively applicable to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, offering an easier path to homeownership in rural communities.
Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers.
The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
