USDA Vs. FHA your options comparison in Atlanta, Cass County, TX

In 2025, the USDA loan limit in Atlanta, nestled in Cass county, TX, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030. Utilize the Lendersa® USDA loan calculator to easily compare today's top USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in <Alabama> for your financial scenario.

Compare loan offers from over 100 lenders.

Overview of 2025 Loan Limits and Down Payment Requirements in Atlanta, Cass County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Atlanta, TX

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan with ease. Pick from three initial options to match with lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Learn About USDA Loans in TX

A USDA home loan is a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively applicable to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, offering an easier path to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Quick Lending, LLC
  • 7715 Park Pl Blvd,, Houston, TX, 77087
  • Are you thinking of taking bridge loans and looking for Hard Money Lenders? If yes, look no further than Quick Lending. They are the best Private Money Lenders that offer 30-year terms on qualifying properties with a tenant in place. Contact us today for more information - https://quicklending.com/
  • Quick Lending, LLC
  • 7715 Park Pl Blvd, Houston, TX, 77087
  • We pride ourselves on the ability to make a fast decision and execute seamlessly. Through our relationships with preferred vendors, we are also able to extend guidance and support for our borrowers.As a client-focused, boutique private lender, we’re flexible enough to cater to most needs and nimble enough to execute quickly.
  • Bank of Zachary
  • 4743 Main Street, Zachary, LA, 70791
  • Founded in 1904, the Bank of Zachary is the oldest chartered bank in East Baton Rouge Parish with a rich history of superior service to its customers. The main office of the Bank of Zachary has always been on Main Street, though in three different locations. The original office of the Bank, is a half-block west of the Lee Street intersection.
  • GP Louisiana Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • GP Louisiana Federal Credit Union has been open since 1969. The credit union has assets totaling $48.27 Million and provides banking services to more than 5,000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
  • Feliciana Federal Credit Union
  • 20303 Old Scenic Highway, Zachary, LA, 70791
  • Our credit union was originally chartered as Cee Zee Employees Federal Credit Union in 1960, serving the employees of the paper mill in West Feliciana Parish and their families. The paper mill has had five different name changes. The names of the paper mill have been Crown Zellerbach, James River, Crown Vantage, TEMBEC and currently KPAQ.
  • Allied Plastics Federal Credit Union
  • 1700 E Mount Pleasant Road, Zachary, LA, 70791
  • Since its inception in 1957 the Allied Plastics Federal Credit Union has been serving its members in the Baton Rouge, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
  • Mainstreet Mortgage LLC
  • 8586 Pin Oak Dr, Zachary, LA, 70791
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
  • Gulf Coast Educators Federal Credit Union
  • 3943 Fairway Plaza, Pasadena, TX, 77505
  • We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind. We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas. We offer a full line of financial services tailored.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.