USDA Vs. FHA your options comparison in Atlanta, Cass County, TX

In 2025, the USDA loan limit in Atlanta, nestled in Cass county, TX, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030. Utilize the Lendersa® USDA loan calculator to easily compare today's top USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in <Alabama> for your financial scenario.

Compare loan offers from over 100 lenders.

Overview of 2025 Loan Limits and Down Payment Requirements in Atlanta, Cass County, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Choices in Atlanta, TX

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan with ease. Pick from three initial options to match with lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Learn About USDA Loans in TX

A USDA home loan is a government-backed loan via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively applicable to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none, offering an easier path to homeownership in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WoodTrust Bank
  • 181 2nd Street S, Wisconsin Rapids, WI, 54494
  • WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
  • Piedmont Federal Savings Bank
  • 201 South Stratford Road, Winston Salem, NC, 27103
  • At Piedmont Federal, our Purpose is simple- We Open Doors for You. We open doors for you to purchase a new home and to build savings; we open doors for your business to obtain the financing and banking services it needs; we open doors for our communities to be better places to live. and Our Values form the foundation of this Purpose: Being Authenti
  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first. This credit union is federally insured by the NCUA. Non-deposit investment products and services are offered through CUSO Financial Services
  • Emergency Responders Credit Union
  • 1777 Link Road, Winston Salem, NC, 27103
  • Emergency Responders Credit Union was chartered on April 1, 1940, to create a credit union for firefighters. The needs of its sixty-three charter members were simple. Members deposited money in a savings account so that other members could borrow money. Depositors earned excellent dividends and borrowers paid low interest rates.
  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
  • Bank of South Carolina
  • 9403 Highway 78, Ladson, SC, 29456
  • Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
  • Key Community Bank
  • 5684 Bishop Avenue, Inver Grove Heights, MN, 55076
  • Key Community Bank has been serving the Inver Grove Heights & surrounding areas for over 20 years. We are here to help you on your financial journey. Stop in today to see why banking with us is truly exceptional & also Key Community Bank provides personalized banking services to small & medium sized businesses & individuals in our local community.
  • FBC Mortgage: Debra Ellen Clark
  • 1230 Commerce Park Drive, Suite 320, Longwood, FL, 32779
  • RMC Home Mortgage, LLC is a joint venture between FBC Mortgage, LLC and Maronda Homes. Our focus is on providing our clients with industry best service, aiming to simplify the mortgage process and help you afford the new construction home of your dreams. We accomplish this by offering a wide array of mortgage products with competitive rates.
  • Radar Mortgage LLC
  • 120 Raintree Drive, Longwood, FL, 32779
  • At Radar Mortgage, we believe that a slick phone app cannot take the place of personalized service. Your situation is not like anyone else’s. Trying to fit you into a one loan fits all mentality makes it easier for the mortgage company, but it won’t be the best solution for you..