USDA Vs. FHA your options comparison in Wake-Village, Bowie County, TX
In 2025, the USDA loan limit set for Wake-Village in Bowie county, TX stands at $285,000. The FHA limit for a single-family dwelling is $356,362.
Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA best rates. Determine the income, credit, reserves, and documents required. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in <Alabama> suits your financial plans.
Loan Limits and Down Payment Requirements for 2025 in Wake-Village, Bowie, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Wake-Village, TX
Lendersa® aims to secure the best USDA or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, or USDA rural development loan, is backed by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, USDA mortgages require no down payment, easing access for rural homebuyers.
"Redmond Lending Group is a one stop shop for all your home & business loan needs. From purchasing your first home, buying investment property, or acquiring a new business. RLG wants to help.
To provide the lowest rates and fees in our community; to save our clients the most money possible. Cutting out all the red tape and hassle,"
AT AimMortgage We look forward to putting our mortgage services to work for you!
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
Established in 2003, HomeTown Bank is a community bank that has four locations in small towns across Alabama. Locally owned & operated. we are committed to a personal banking experience & being actively involved in the communities that we serve.
Our customers get the opportunity to work with experienced professionals who understand their commu
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