USDA Vs. FHA Pro and Con comparison in Nash, Bowie County, TX

In 2026, the USDA loan limit for Nash in Bowie, TX, stands at $336,500, while the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today, and understand the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, supporting decision-making for your financial needs in .

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2026 Loan Limits & Downpayment Requirements in Nash, Bowie, TX

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Nash, TX

Lendersa® strives to facilitate the quickest, most streamlined path to your ideal USDA or FHA loan. Choose one of the three starting paths provided to connect with lenders and access USDA programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in TX

The USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans call for no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Nash Lenders

  • Texarkana Terminal Federal Credit Union
  • 3801 Texas Boulevard, Texarkana, TX, 75503
  • Lends in Texas
  • Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an

  • Texana Bank
  • 3620 Richmond Rd, Texarkana, TX, 75503
  • Lends in Texas
  • At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.

    We are your neighbors, your friends and your bankers.

  • Commercial National Bank
  • 5515 Summerhill Road, Texarkana, TX, 75503
  • Lends in Texas
  • The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.

  • TEXAR Federal Credit Union
  • 2301 Richmond Rd, Texarkana, TX, 75503
  • Lends in Texas
  • TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.

  • Morris Sheppard Texarkana Federal Credit Union
  • 419 W 4th Street, Texarkana, TX, 75501
  • Lends in Texas
  • Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.

  • FCI Federal Credit
  • 2500 Leopard Drive, Texarkana, TX, 75501
  • Lends in Texas
  • FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.

  • Domino Federal Credit Union
  • 4702 S Lake Drive, Texarkana, TX, 75501
  • Lends in Texas
  • Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more

  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Lends in Texas
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.