In 2026, the USDA loan limit for Nash in Bowie, TX, stands at $336,500, while the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today, and understand the income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, supporting decision-making for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to facilitate the quickest, most streamlined path to your ideal USDA or FHA loan. Choose one of the three starting paths provided to connect with lenders and access USDA programs.
The USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans call for no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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