USDA and FHA Pro and Con in Texarkana, Bowie County, TX
For 2025, the USDA loan limit in the city of Texarkana, located within the county of Bowie, TX, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
To assess today's optimal USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate necessary criteria like income, credit, reserves, and documentation for eligibility. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to determine which program in Alabama suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Texarkana, County of Bowie, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Texarkana, TX
The aim of Lendersa® is to swiftly and effortlessly secure the most advantageous USDA or FHA loan for you. You can begin with three different pathways that align with lenders and USDA loan programs.
A USDA home loan, endorsed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, applicable exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Mortgage of Texas & Financial LLC was formed in 2011 as a full service residential and small commercial mortgage brokerage company with an emphasis on service, knowledge, and accuracy. The mortgage debacle of 2007 was avoidable yet we are all paying the consequences right now in one fashion or another. Now, more than ever,
The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Texas Associations of Professionals Federal Credit Union
9110 IH 10 West, Suite 100, San Antonio, TX, 78230
A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
8000 IH 10 West, Suite 600, San Antonio, TX, 78230
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
13526 George Rd, Suite 208, San Antonio, TX, 78230
Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
"Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing.
Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.
8000 IH-10 WEST, Suite 600, San Antonio, TX, 78230
"Pinnacle Mortgage & Lending's core values include conducting business with sincerity, truth, and
fairness. We serve a wide range of homebuyers with a variety of loan products and services. At Pinnacle Mortgage & Lending our goal is to help make the loan process stress free by empowering you."
At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.
Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
