For 2025, the USDA loan limit in the city of Texarkana, located within the county of Bowie, TX, is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
To assess today's optimal USDA versus FHA rates, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate necessary criteria like income, credit, reserves, and documentation for eligibility. By using our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to determine which program in Alabama suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly and effortlessly secure the most advantageous USDA or FHA loan for you. You can begin with three different pathways that align with lenders and USDA loan programs.
A USDA home loan, endorsed by the government via the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, applicable exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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