USDA Loan Vs. FHA loan pro & con for West-Columbia, Brazoria County, TX

In 2025, USDA loan limit in West-Columbia, county of Brazoria, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Columbia, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(408) 297-6800 1613 miles Lender's profile and map Reviews American Family Funding Group 1190 South Bascom Ave, Suite 215, San Jose, CA, 95128 At American Family Funding Group, we have experienced in-house processing staff. At American Family Funding Group, we offer all FNMA, Freddie Mac loan products, FHA, VA loans and first time home buyers program. At American Family Funding Group, we also offer Non QM loans, such as Reverse Mortgage, and Hard Money loans, Bank statement.
(844) 824-5626 1613 miles Lender's profile and map Reviews Arcus VA Mortgage 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128 We proudly serve all types of VA loans. We take the time to evaluate your personal situation in detail and find the best mortgage solution through all types of loans, including a VA Purchase/Refinance. We have well-qualified individuals who can assist you with getting things done in a timely manner. Just give us a call, we’ll get’er done!
(408) 374-8400 1613 miles Lender's profile and map Reviews Northstar Mortgage & Realty 950 South Bascom Avenue, Suite 1113, San Jose, CA, 95128 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(408) 296-1644 1613 miles Lender's profile and map Reviews University Mortgage Corporation 1101 South Winchester Boulevard, Suite 0-286, San Jose, CA, 95128 University Mortgage Corporation mortgage professionals give you the personal attention you deserve and treat you with the respect a valued customer deserves. We understand you're making a commitment in buying a new home, Refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you.
(408) 998-1966 1613 miles Lender's profile and map Reviews Crystal Estates 2239 Moorpark Avenue, Suite 102, San Jose, CA, 95128 Crystal Estates With over 19 years of experience in the real estate, mortgage, and construction industry, I’ve gained the experience and expertise to provide outstanding service for my clients in every aspects of a transaction. Whether its a first time home buyer, an experienced investor, a mortgage loan, or just providing advice in general.
(408) 293-7878 1613 miles Lender's profile and map Reviews Olympic Mortgage 2190 Stokes Street, Suite 101, San Jose, CA, 95128 Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.
(800) 979-5626 1613 miles Lender's profile and map Reviews RAM Capital Corporation 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
408-615-0655 1613 miles Lender's profile and map Reviews Arcus Lending 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128 We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
(831) 291-9700 1613 miles Lender's profile and map Reviews Affordable Home Finance 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066 Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.
(408) 772-7934 1613 miles Lender's profile and map Reviews Just Loans PO Box 53, Campbell, CA, 95009 Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.