For 2026 in West-Columbia, located in Brazoria county, TX, the USDA loan limit is set at $285,000 while the FHA limit for a single-family home is $356,362.
You can leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. This comparison also helps you understand the necessary income, credit score, reserves, and documents needed for loan qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, which aids in choosing the best program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in West-Columbia, Brazoria, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in West-Columbia, TX
Lendersa® aims to help find the ideal USDA or FHA loan for you quickly and effortlessly. Choose one of three starting paths that lead to matching lenders with USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, a USDA mortgage does not require any down payment.
Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.
Williamsport Teachers Credit Union has been open since 1934. The credit union has assets totaling $13.94 Million and provides banking services to more than 1, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
The Vieira Mortgage Team is a group of highly skilled professionals that have served over 7, 000 clients ranging from first time home buyers to seasoned real estate investors. Our team delivers the most intimate mortgage experience one can find. Dedicated to giving a top-notch purchase or refinance experience,
9891 Irvine Center Dr, Suite 190, Irvine, CA, 92618
The team here at Dan Wurtz- Charter Pacific Lending Corp. is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
