USDA and FHA Pro and Con in Brazoria, Brazoria County, TX

In 2025, you’ll find that the USDA loan limit in Brazoria, Brazoria, TX is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize Lendersa®'s USDA loan calculator to contrast today’s top USDA and FHA rates, and figure out the income requirements, credit standing, reserves, and documents necessary to qualify. With our sophisticated mortgage calculator, easily view USDA, FHA, Conforming, and VA programs side-by-side to determine the best choice for your financial setting in .

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2025 Loan Limits and Down Payment Requirements in Brazoria, Brazoria, TX

Type of Loan Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Brazoria, TX

The aim of Lendersa® is to quickly provide the best USDA or FHA loan experience with ease. Choose from three starting paths to connect with lending matches and USDA loan opportunities.

Lendersa USDA loan request and matching results

Defining a USDA Loan in TX

The USDA home loan is government-guaranteed by the Department of Agriculture, also commonly known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First American Mortgage, Inc
  • 1501 S. Ranchwood Blvd, Yukon, OK, 73099
  • First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
  • First Enterprise Bank
  • 1000 West Britton Avenue, Oklahoma City, OK, 73114
  • First Enterprise Bank is an independent, locally owned community bank in Oklahoma City. Since our founding in 1907 our mission has been one of serving the community by providing exceptional customer service. That means quick, local decision-making, and a bank that puts you in touch.
  • Bank of Kilmichael
  • 120 North Depot Ave., Kilmichael, MS, 39747
  • Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120
  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
  • First Liberty Bank OKC and Norman
  • 9601 N May Avenue, Oklahoma City, OK, 73120
  • As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.
  • Firstar Bank
  • 200 S. Lee Street, Fort Gibson, OK, 74434
  • Firstar Bank is a locally-managed community Bank with locations in Muskogee, Roland, Sallisaw, Tulsa, Fort Smith, and Fort Gibson. Named to Entrepreneur magazine’s list of America’s top fast-growth businesses and ICBA's list of top performing community Banks, Firstar offers traditional as well as sophisticated financial services
  • Kirkpatrick Bank
  • 15 East 15th Street, Edmond, OK, 73013
  • Kirkpatrick Bank is a business bank serving Oklahoma and Colorado with branches in Edmond, Oklahoma City, Colorado Springs, Denver, and Westcliffe. Kirkpatrick Bank also offers private banking, wealth services, home loans and an exclusively online product, Savings Square, which has attracted customers in all 50 states.
  • VALOR BANK
  • 1501 Renaissance Boulevard, Edmond, OK, 73013
  • Valor Bank is focused on serving the community through real estate and business lending, deposit offerings, and joyfully giving 10% of our profits to non-profits making a positive difference. Valor is faithfulness to our commitments, valuing people, and courage to follow God's will.