USDA and FHA Pro and Con in Brazoria, Brazoria County, TX

In 2025, you’ll find that the USDA loan limit in Brazoria, Brazoria, TX is $336,500, whereas the FHA limit is $472,030 for a single-family home.

Utilize Lendersa®'s USDA loan calculator to contrast today’s top USDA and FHA rates, and figure out the income requirements, credit standing, reserves, and documents necessary to qualify. With our sophisticated mortgage calculator, easily view USDA, FHA, Conforming, and VA programs side-by-side to determine the best choice for your financial setting in .

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2025 Loan Limits and Down Payment Requirements in Brazoria, Brazoria, TX

Type of Loan Maximum Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Brazoria, TX

The aim of Lendersa® is to quickly provide the best USDA or FHA loan experience with ease. Choose from three starting paths to connect with lending matches and USDA loan opportunities.

Lendersa USDA loan request and matching results

Defining a USDA Loan in TX

The USDA home loan is government-guaranteed by the Department of Agriculture, also commonly known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 19624 Governors Highway, Suite 1, Flossmoor, IL, 60422
  • Royalty Elite Mortgage Corp. is a Residential/Commercial mortgage brokerage company based in Flossmoor, Illinois. We serve as a premier provider of financial and strategic support for all of your real estate financing needs. Your home mortgage is a major financial commitment, and one of the most important decisions you'll make.
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  • PO Box 1067, Marion, VA, 24354
  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
  • Community Savings Bank
  • 101 E Union, Edgewood, IA, 52042
  • Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
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  • Peoples Bank
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  • At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
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  • Franklin Mortgage Solutions
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  • Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.