In 2025, the USDA loan limit in Bedford, located in the county of Tarrant, TX, is $360,600. For a single-family home, the FHA limit is $531,300.
Utilize Lendersa® USDA loan calculator to compare today’s most competitive USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which option in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $360,600 | 0% | |
| FHA | $531,300 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission at Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and with ease. Begin from one of three starting points to find matching lenders and explore USDA loan programs.
A USDA home loan is assured by the U.S. Department of Agriculture, often known as the USDA rural development loan or mortgage, and is exclusive to rural areas. Unlike FHA loans, which typically require at least a 3.5% down payment, a USDA mortgage involves no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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