USDA and FHA Pro and Con in Bedford, Tarrant County, TX

In 2026, the USDA loan limit in Bedford, located in the county of Tarrant, TX, is $360,600. For a single-family home, the FHA limit is $531,300.

Utilize Lendersa® USDA loan calculator to compare today’s most competitive USDA and FHA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, aiding you in deciding which option in is the best fit for your unique financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Bedford, County of Tarrant, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Bedford, TX

The mission at Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and with ease. Begin from one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan is assured by the U.S. Department of Agriculture, often known as the USDA rural development loan or mortgage, and is exclusive to rural areas. Unlike FHA loans, which typically require at least a 3.5% down payment, a USDA mortgage involves no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bedford Lenders

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Lends in Texas
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.

  • Texas Property Tax Loans
  • 2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
  • Lends in Texas
  • Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.

  • Lending Elite Inc
  • 1401 Highway 360, Unit 1021, Euless, TX, 76039
  • Lends in Texas
  • Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.

  • Home Key Loans
  • 3005 Scotch Elm Street, Euless, TX, 76039
  • Lends in Texas
  • Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry

  • Lending Edge Mortgage
  • 8613 Mid Cities Blvd, Suite 300, North Richland Hills, TX, 76182
  • Lends in Texas
  • "Lending Edge Mortgage has built a reputation for excellence through customer service.

    Lending Edge Mortgage is a Texas-based mortgage banker established in 2002. We are a dba of AmCap Home Loan NMLS: #129122 located in Houston, Texas.

    Our vision is to have the reputation of being “The Lender of Choice” from all our customers"