USDA and FHA Pro and Con in Arlington, Tarrant County, TX
For 2026, the USDA loan limit in Arlington, Tarrant County, TX, is $360,600, whereas the FHA limit for a single-family home is $531,300.
With the Lendersa® USDA loan calculator, compare the top USDA and FHA rates of today, establishing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Arlington, Tarrant County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Arlington, TX
Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. You can start with one of three pathways, each leading to matching lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
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