USDA and FHA Pro and Con in Arlington, Tarrant County, TX

For 2026, the USDA loan limit in Arlington, Tarrant County, TX, is $360,600, whereas the FHA limit for a single-family home is $531,300.

With the Lendersa® USDA loan calculator, compare the top USDA and FHA rates of today, establishing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist you in selecting the best program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Arlington, Tarrant County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Arlington, TX

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. You can start with one of three pathways, each leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Arlington Lenders

  • Acquest Lending
  • 2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
  • Lends in Texas
  • Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.

  • Texas Property Tax Loans
  • 2221 E. Lamar Blvd, Suite 130, Arlington, TX, 76006
  • Lends in Texas
  • Texas Property Tax Loans is an FYP company run by local Texans. To provide you with a simple process for quick approval & fast funding for your Texas property tax loan. We service our own loans to guarantee quality service. We take pride in knowing that we take care of our customers & work with them to ensure success through the life of the loan.

  • Caltex Funding LP
  • 1600 Airport Freeway, Suite 200, Bedford, TX, 76022
  • Lends in Texas
  • Caltex Funding has been serving Texans since 2006. We help you find the best loan to fit your needs. We specialize in Purchase and Refinance transactions. We arrange FHA, VA, Conventional and Rural Housing loans. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.

  • Fort Worth Community Credit Union
  • 1905 Forest Ridge Drive, Bedford, TX, 76021
  • Lends in Texas
  • FTWCCU is not-for-profit and exists to provide a safe, convenient place for members to save money and receive loans at reasonable rates. At FTWCCU, we believe that meeting the needs of our member-owners, our employees, and the community is fundamental to fulfilling our mission, which states: To be the best choice for friendly and competitive.

  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • Lends in Texas
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,

  • Lending Elite Inc
  • 1401 Highway 360, Unit 1021, Euless, TX, 76039
  • Lends in Texas
  • Lending Elite is committed to design the loan to suit your needs. Whether you are buying, refinancing, or remodeling, we are here to guide you through the process to achieve your financial goals. and also Lending Elite Inc. is an independent mortgage company, licensed by the Texas Department of Savings.

  • Home Key Loans
  • 3005 Scotch Elm Street, Euless, TX, 76039
  • Lends in Texas
  • Home Key Loans, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. residential lending industry

  • Mount Olive Baptist Church Federal Credit Union
  • 514 N L Robinson Drive, Arlington, TX, 76011
  • Lends in Texas
  • Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.

  • Micah Mortgage Services Inc
  • 1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
  • Lends in Texas
  • Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance