USDA Vs. FHA your options comparison in Arlington, Tarrant County, TX

For 2025, the USDA loan limit in Arlington, Tarrant County, TX, is $360,600, whereas the FHA limit for a single-family home is $531,300.

With the Lendersa® USDA loan calculator, compare the top USDA and FHA rates of today, establishing the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to assist you in selecting the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Arlington, Tarrant County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Arlington, TX

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. You can start with one of three pathways, each leading to matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, guaranteed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LendNext Mortgage Corporation
  • 6800 Weiskopf Ave, Suite 150, McKinney, TX, 75070
  • At LendNext Mortgage Corporation, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Global Integrity Finance
  • 321 N Central Expressway, Suite 360, McKinney, TX, 75070
  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.
  • High Country Mortgage Services
  • 6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.
  • Service First Mortgage
  • 6800 Weiskopf Avenue, McKinney, TX, 75070
  • Service First Mortgage I provide clients with "Service Beyond Your Expectations My clients enjoy the added benefits of receiving my Home Buyers Privileges program and Preferred Buyer Status. My dedication to serving my clients best interest affords me the gratification of knowing I will always have clients and friends for life.
  • USA Mortgage Pros
  • 2150 S. Central Expressway, Suite 310, McKinney, TX, 75070
  • "Welcome to The CORE Team USA Mortgage - McKinney TX Our Team of dedicated mortgage professionals have one goal - to provide a superior customer service experience while properly matching our clients with the best home loan product available in the marketplace to assist them with their dream of home ownership."
  • Competitive Home Lending
  • 5900 S Lake Forest Dr, Suite 300, McKinney, TX, 75070
  • Competitive Home Lending keeps operating costs at a minimum to provide you with low mortgage rates from the best mortgage companies in the nation. We partner with the top mortgage banks and offer the same mortgage products but at a competitive,wholesale rate.To provide quality mortgage products at a competitive price and exceed client expectation
  • Global Integrity Finance LLC
  • 321 N Central Expy Ste 360, McKinney, TX, 75070
  • At Global Integrity Finance we take pride in the fact that we’re a nationally recognized commercial finance company dedicated to providing our clients with the very best of results. Our business lending experts are proud to be paving the way forward in various areas of commercial financing, including: Hard money Loans Fix-N-Flip Financing Inve
  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.