USDA Vs. FHA Pro and Con comparison in Euless, Tarrant County, TX

For 2025, in the county located in Euless, Tarrant, of TX, USDA loan limit is $360,600, whereas the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates, determining the income, credit, reserves, and necessary documentation needed for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program for your specific financial needs in .

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Loan limits and downpayment requirements for 2025 in Euless, county of Tarrant, TX

Type of Loan Maximum Loan Minimum Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Euless, TX

The mission of Lendersa® is to swiftly and effortlessly help you obtain the best possible USDA or FHA loan. Begin with one of three pathways to connect with lenders and delve into USDA loan programs.

Lendersa USDA loan request results

What Constitutes a USDA Loan in TX?

A USDA home loan is secured by the U.S. Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, and is accessible only in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Finance
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
  • Bennett Home Mortgage, LLC
  • 3202 Cobblestone Creek Way, Houston, TX, 77084
  • Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • United Savers Trust Credit Union
  • 14159 Northwest Freeway, Houston, TX, 77040
  • United Savers Trust Credit Union was organized in April 1952, to provide competitive savings and loan programs to employees of Crutcher Resources. Today membership is open to corporations, associations and organizations within a ten mile radius of the Credit Union. Family members of USTCU members may also join the Credit Union
  • Transtar Federal Credit Union
  • 12930 Northwest Freeway, Houston, TX, 77040
  • Since 1951, TFCU has offered its members a variety of low-cost, quality financial services. Originally chartered for the Transco Gas Pipeline employees (now owned by The Williams Companies, Inc.), TFCU now serves not only its original employee group but also a number of other entities in the city of Houston
  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
  • Allegiance Bank
  • 8727 W Sam Houston Pkwy N, Houston, TX, 77040
  • Allegiance Bank is a full-service Houston community bank focused on providing banking services primarily for small to medium-sized businesses, owners and individuals in the greater Houston and surrounding area and to their employees, families and friends. We focus on establishing long-term relationships and recognize that each customer is unique.
  • Capital ABC Funding Mortgage Inc
  • 14655 Northwest Fwy, Suite 129, Houston, TX, 77040
  • Capital ABC Funding Mortgage Inc will guide you through the process & make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Our motto "Customer for Life" are not just words, we have done Real Estate & Mortgage loans to third generation families.
  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.