USDA Vs. FHA Pro and Con comparison in Dripping-Springs, Hays County, TX
In 2025, the USDA loan cap in Dripping-Springs, Hays county, TX stands at $333,000, whereas for a single-family dwelling, the FHA cap is $416,300. Lendersa® offers a USDA loan calculator for a thorough comparison of today's USDA against FHA rates. This enables an assessment of the income, credit, reserves, and documentation needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side to better assess which option in <Alabama> best matches your unique financial needs.
Overview of 2025 loan limits and downpayment requirements in Dripping-Springs, Hays county, TX
Loan Type
Loan Limit
Down Payment
USDA
$333,000
0%
FHA
$416,300
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan plans in Dripping-Springs, TX
Lendersa® aims to provide the most suitable USDA or FHA loan swiftly and effortlessly. Begin with any of three strategic options that adapt lenders and USDA loan offerings to your needs efficiently.
The USDA home loan is backed by the government under the Department of Agriculture, often referred to as USDA rural development loan or USDA mortgage. These are exclusively offered in rural communities. Unlike the FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires nothing down as a starting point.
Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
