USDA VS FHA in Bellville, Austin County, TX

During 2025, in Bellville, which is part of Austin county, TX, the loan limit set by USDA is $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze and compare the most competitive USDA and FHA rates available today. It's important to identify the necessary income, credit score, reserves, and documentation requirements for qualification. With our advanced mortgage calculator, you can conveniently compare USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the ideal program in that fits your particular financial context.

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2025 Loan Limits and Down Payment Requirements in Bellville, Austin, TX

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Bellville, TX

Lendersa® is committed to ensuring you receive the finest USDA or FHA loan quickly and without any complications. You can start by selecting one of three options that will connect you with matching lenders and USDA loan offerings.

Results from Lendersa's USDA loan request matching

Definition of a USDA Loan in TX

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible solely in rural areas. Contrary to FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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