For the year 2026, the USDA loan limit in the city of Hempstead, located in the county of Waller, TX, is established at $336,500. In comparison, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison between today's USDA and FHA best rates. Identify the necessary income, credit score, reserves, and required documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, enabling you to select the most appropriate program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Hempstead, Waller, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Hempstead, TX
The aim of Lendersa® is to facilitate a hassle-free and swift acquisition of either USDA or FHA loans. Start with any of three options to connect with lenders that match you with the best USDA loan programs.
The USDA home loan, often termed the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is specifically designed for properties in rural zones. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans eliminate the need for any down payment.
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