USDA Vs. FHA your options comparison in Hempstead, Waller County, TX
For the year 2026, the USDA loan limit in the city of Hempstead, located in the county of Waller, TX, is established at $336,500. In comparison, the FHA loan limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to make a comparison between today's USDA and FHA best rates. Identify the necessary income, credit score, reserves, and required documentation for qualification. Our sophisticated mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, enabling you to select the most appropriate program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Hempstead, Waller, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Hempstead, TX
The aim of Lendersa® is to facilitate a hassle-free and swift acquisition of either USDA or FHA loans. Start with any of three options to connect with lenders that match you with the best USDA loan programs.
The USDA home loan, often termed the USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It is specifically designed for properties in rural zones. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans eliminate the need for any down payment.
ACS Bank is your hometown bank. Our intention is to be an integral part of the community thread and share personal, positive interactions with our customers each and every day. We’ve grown our branch locations from where we started in Austin County to reach further and farther, ensuring we’re local to everyone and everywhere we serve.
First National Bank of Bellville’s legacy of commitment and service reaches back to July of 1890. That is over 130 years of dedication to our community and providing them with the kind of service you would expect from an institution with your values in mind. FNB Bellville is a community bank located in the heart of Bellville, Texas.
Texas Mortgage Partners, LLC was created to provide friendly small town service in the origination of residential (rural & city) mortgages in Texas. We are known for quick approvals, continuous communication to all parties of the transaction and on-time closings. We are comfortable with the first-time home-buyer as well as the seasoned buyer.
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a Christian/Veteran owned company with 25+ years of experience, that utilizes the most advanced technology, making things fast & easy, while offering the most competitive rates, lowest fees & best service around! NMLS ID 1570349 Equal Housing Lendervanced technology, making things fast & easy
C&T Mortgage, Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers.
