USDA and FHA Pro and Con in Prairie-View, Waller County, TX
In 2026, the USDA loan cap in Prairie-View, situated within the county of Waller, TX, is $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
You can utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. It will also help determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in best suits your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Prairie-View, county of Waller, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Prairie-View, TX
Lendersa® is dedicated to helping you rapidly secure the best available USDA or FHA loans with minimal hassle. Select one of three starting approaches to connect with matching lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
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