USDA Loan Vs. FHA loan pro & con for Prairie-View, Waller County, TX

In 2025, USDA loan limit in Prairie-View, county of Waller, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Prairie-View, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 977-2800 1844 miles Lender's profile and map Reviews Quintet Mortgage, LLC 330 112th Avenue Northeast, Suite 301, Bellevue, WA, 98004 Quintet Mortgage LLC is a leading real estate financing firm, providing strategic and resource information for customers, builders, and state agencies. Flexible yet comprehensive in our approach, we are known for being timely and thorough. Clients also know we place an emphasis on details and time tables.
(206) 229-3684 1844 miles Lender's profile and map Reviews Xpro Mortgage Inc. 1601 North East 116th Avenue, Suite 114, Bellevue, WA, 98004 Xpro Mortgage Inc. has been in the mortgage/loan business in great Seattle area since 2013. We have helped hundreds of home owners for their new loans and refinances. We are honest, ethical, knowledgeable and very professional. If you have any needs for mortgage, whether it’s a new loan or refinance, don’t hesitate to contact us.
(425) 803-0100 1844 miles Lender's profile and map Reviews Seattle Pacific Mortgage Inc. 11400 Southeast 8th Street, Suite 410, Bellevue, WA, 98004 The Seattle Pacific Mortgage Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(425) 748-9990 1844 miles Lender's profile and map Reviews Upwell Mortgage, Inc. 10400 NE 4th Street, Suite 500, Bellevue, WA, 98004 Upwell as a springboard for opportunity - to help homeowners like you achieve their dreams. The lending industry today is split between two extremes, leaving many of homebuyers' needs unmet. A growing number of tech-centric lenders offer efficient processes and low rates, but not reliable, local expertise to guide decision-making.
(425) 401-8787 1844 miles Lender's profile and map Reviews Sammamish Mortgage 3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004 Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
(253) 761-2929 1844 miles Lender's profile and map Reviews The Patterson Company 3324 N Visscher St, Tacoma, WA, 98407 THE PATTERSON COMPANY REAL ESTATE LENDING, opened its doors for business in June of 1996. The company’s background in financial services includes all aspects of loan origination and mortgage broker services: residential homes (investment and owner occupied properties) custom construction and small commercial lending.
(206) 890-9432 1845 miles Lender's profile and map Reviews Every Door Home Loans 5506 6th Ave S, Suite 204, Seattle, WA, 98108 Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
8133847579 1845 miles Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.
206 267 2650 1845 miles Lender's profile and map Reviews Builders Capital 5601 6th Ave S., Suite 350, Seattle, WA, 98108 Builders Capital, we see ourselves as an extension of your team. We want to help you meet your construction goals, and to us, that process starts with exceeding your expectations. Builders Capital provides a full range of competitive loan programs for builders, developers, and real estate investors.
(425) 761-6100 1845 miles Lender's profile and map Reviews Cascara Capital LLC 105 Central Way, Suite 205, Kirkland, WA, 98033 Cascara Capital provides business-purpose bridge loans, hard money loans, and investment loans only and does not provide funding for primary and secondary residences. We offer short term loans to investors looking to acquire distressed residential real estate and often do not require appraisals or inspections.