USDA Vs. FHA your options comparison in Prairie-View, Waller County, TX
In 2025, the USDA loan cap in Prairie-View, situated within the county of Waller, TX, is $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362.
You can utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans. It will also help determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in deciding which program in best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Prairie-View, county of Waller, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Prairie-View, TX
Lendersa® is dedicated to helping you rapidly secure the best available USDA or FHA loans with minimal hassle. Select one of three starting approaches to connect with matching lenders and discover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and offered exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
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In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
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FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.
