USDA and FHA Pro and Con in Bullard, Smith County, TX
In 2025, the USDA loan maximum in Bullard, Smith, TX is $336,500, while the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate current USDA vs. FHA top rates, determining necessary income, credit, reserves, and documentation to qualify. View USDA, FHA, Conforming, and VA options side-by-side with our advanced mortgage calculator to make the best choice for your financial needs in .
2025 Loan Limits & Downpayment Requirements in Bullard, Smith, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Bullard, TX
The aim of Lendersa® is to ensure you get the best USDA or FHA loan quickly and with ease. Begin with one of three steps to match with lenders and access USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans demand none.
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The credit union was established in 1937 & has since been located in the Roberts Dairy location in Omaha. We have been serving Roberts Dairy Employees & their families for over 80 years now. The credit union is one of the few smaller credit union’s left & we pride ourselves on our customer service & the relationships we build with each of our membe
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Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.
Amstar Mortgage Network can help you achieve your mortgage financing goals. As a broker, we have access to companies all over the US and are able to shop around to get the best rate and program for you. To set up the right plan for you, get in touch with us -- we're happy to help. Randy McMullin
A great deal has changed since Exchange Bank was chartered in 1894. Most notably, technology is now a central part of people’s daily lives. Mobile banking, facial recognition software, and paperless payments are the new normal, allowing customers to accomplish tasks from virtually anywhere, at any time.
We believe in celebrating the hard work, innovation, courage, and determination of our clients, whether they're applying for a new business loan or opening up their first savings account. We get to know our clients so we can help guide them on the best path possible. We built American National Bank over 100 years ago with the same curiosity.
Goodman Mortgage Corporation is a locally owned and operated Mortgage Brokerage with over 30 years mortgage and lending experience. We have a personal interest in the people and families in the Nebraska and Iowa area. It has always been and always will be our community, too!
We have the experience to identify.
