In 2026, the USDA loan maximum in Bullard, Smith, TX is $336,500, while the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® USDA loan calculator, you can evaluate current USDA vs. FHA top rates, determining necessary income, credit, reserves, and documentation to qualify. View USDA, FHA, Conforming, and VA options side-by-side with our advanced mortgage calculator to make the best choice for your financial needs in .
2026 Loan Limits & Downpayment Requirements in Bullard, Smith, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Bullard, TX
The aim of Lendersa® is to ensure you get the best USDA or FHA loan quickly and with ease. Begin with one of three steps to match with lenders and access USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans demand none.
We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
Second Federal Savings & Loan Association of Philadelphia
1727 Chestnut Street, Philadelphia, PA, 19103
Second Federal Savings and Loan Association of Philadelphia has been offering superior service since 1924. When working with our clients, we listen to and understand their needs and goals. We know what’s important to them, and work together to provide the financial products they need
HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
100 North 18th Street, Suite 1400, Philadelphia, PA, 19103
UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
1626 Locust Street, Suite 404, Philadelphia, PA, 19103
We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
2001 Market Street, Suite 2500, Philadelphia, PA, 19103
Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.
Kenny Financial Services, Inc offering the lowest priced mortgage products to borrowers who deserve the best pricing. We also offer niche products to borrowers who need "specialty" solutions such as low down payment loans and "stated income" commercial loans. Mortgage financing is all that we do and we are experts at it!
1845 Walnut St, Suite 910, Philadelphia, PA, 19103
No matter what the project, Bluebird is the lender that’s in your corner. Our fast, fair, and flexible loans connect borrowers with the real estate financing they need to make acquisitions, complete rehabs, or build from the ground up. We put trust and a commitment to mutual success at the heart of all client relationships. By doing everything we c
30 South 15th Street, 1st Floor, Philadelphia, PA, 19102
The primary mission of United Bank of Philadelphia is to deliver excellent customer service at a profit and to make United Bank of Philadelphia the “hometown” bank of choice. Our goal is to foster community development by providing quality personalized comprehensive banking services to business and individuals in the Greater Philadelphia Region, wi
