In 2025, within Whitehouse, the USDA loan limit in Smith county, TX, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the necessary income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you choose the right program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Whitehouse, Smith County, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Whitehouse, TX
Lendersa® is dedicated to securing the best USDA or FHA loan for you efficiently and without hassle. Start with one of three options that connect you with lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended for use in rural neighborhoods only. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment at all.
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers.
Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.
939 Lakeside Drive South East, Grand Rapids, MI, 49506
At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
At Michigan Coastal Credit Union, we’ve been owned by our members since 1958. We are committed to Making a Difference and Adding Value to our team, members and the communities we serve.
We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
