USDA Vs. FHA your options comparison in Tyler, Smith County, TX
For 2025, the USDA loan limit in Tyler, situated in Smith County, TX, is set at $336,500. The FHA loan limit for a single-family home is $472,030 during the same period.
The Lendersa® USDA loan calculator enables you to compare the current USDA vs. FHA rates, helping you determine the necessary income, credit status, reserves, and documents required for eligibility. You can view USDA, FHA, Conforming, and VA loans side by side with our advanced mortgage calculator, assisting in identifying the best program for your unique financial condition in .
Information on 2025 Loan Limits and Down Payment Requirements in Tyler, Smith, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Tyler, TX
Lendersa® is committed to securing the optimal USDA or FHA loan for you quickly, with minimal hassle. Choose one of three available options to connect with lenders and relevant USDA loan programs.
A USDA home loan is government-backed by the Department of Agriculture and often referred to as the USDA rural development loan or USDA mortgage. It is available exclusively in rural settings. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no upfront payment.
We offer a variety of savings and investment options to fit your lifestyle. Feel confident knowing you have saved from every paycheck for all the important moments in life!
Let us help make your dreams a reality! Whether it’s a new car, boat, or vacation of a lifetime, we’ve got just the loan you need.
First Commercial Bank, N.A. was founded in 1983 in a small portable building at 1336 East Court Street in Seguin. Then, in March of 1984, construction was completed on the permanent facility that is still the headquarters of First Commercial Bank today. At First Commercial Bank we believe in taking an active role in the community.
Since 1922, we have served Tensas and surrounding parishes. Our goal has always been to provide our customers with great solutions and services at the local level. We are local people making local decisions. Come see what Homegrown service is all about. Tensas State Bank; Homegrown since 1922 and proud to be Loyal to Local.
11825 Hinson Road, Suite 104, Little Rock, AR, 72212
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.
4300 W 7th St, Room 1A-118, Little Rock, AR, 72205
VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.
Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.
